In consideration of Redbridge Securities LLC ("Redbridge") and its agents and assigns (collectively "You" and/or "Your") opening one or more accounts ("My Account(s)" or the "Account(s)") on my behalf, I represent and agree with respect to all Accounts, whether upon margin or cash, to the terms set forth below (the "Agreement"). When used in this Agreement, the words "I", "Me", "My", "Mine", "We" and/or "Us" mean the owner(s) of the Account.

1. Capacity and Status.

If an individual, I am of legal age under the laws of the state where I reside and authorized to enter into this Agreement. If an entity, I am duly formed, validly existing and in good standing in My state of organization, have full power and authority to enter and perform this Agreement, and the persons signing the account application are fully authorized to act on My behalf. No person, except Myself (or any person named in a separate agreement or joint account), has any interest in the Account opened pursuant to this Agreement. I acknowledge that unless You receive written objection from Me, You may provide My name, address, and securities positions to requesting companies in which I hold securities. Except as otherwise disclosed to You in writing, neither I nor any member of My immediate family is an employee of any exchange, any corporation of which any exchange owns a majority of the capital stock, a member of any exchange or self-regulatory organization, a member of any firm or member corporation registered on any exchange, a bank, trust company, insurance company or any corporation, firm or individual engaged in the business of dealing either as a broker-dealer or as principal in securities. I understand and agree that I am obligated to promptly notify You in writing if I or a member of My immediate family becomes registered or employed in any of the above-described capacities. I further agree to promptly notify You in writing if I am now or if I become: (i) registered or qualified with the Financial Industry Regulatory Authority, Inc. ("FINRA"), the SEC, the Commodities Futures Trading Commission, any state securities agency, any securities exchange or association, or any commodities or futures contract market or association; (ii) an "investment adviser" as that term is defined in Section 201(11) of the Investment Advisers Act of 1940 (whether or not registered or qualified under that act); (iii) employed by a bank or other organization exempt from registration under federal and state securities laws to perform functions that would require Me to be so registered or qualified if I were to perform such functions for an organization not so exempt; or (iv) an officer, director or 10% stockholder of any publicly traded company.

2. Authorization.

I understand that My brokerage account is self-directed. Accordingly, I appoint You as My agent for the purpose of carrying out My directions to You in accordance with the terms and conditions of this Agreement and any attendant risks with respect to the purchase or sale of securities. You are authorized to open or close My Accounts, place and withdraw orders and take such other steps as are reasonable to carry out My directions. All transactions will be effected only on My order or the order of My authorized delegate, except as described in Section 10. I understand Redbridge provides trading and brokerage services through the BBAE Holdings LLC website (the "Website") and mobile application (the "App," together with the Website, the "Platform"). I agree to receive and transmit financial information through such electronic means. My use or My grant of access to My Account to any third party to access information or place transactions in My Account is solely at My risk.

3. Representations and Responsibilities.

1. Self-directed Account.

I understand that My Account is self-directed, I am solely responsible for any and all orders placed in My Account and all orders entered by me or on My behalf are unsolicited and based on My own investment decisions or the investment decision of My duly authorized representative or agent. Accordingly, I agree that neither You nor any of Your employees, agents, principals, or representatives:

1. provide investment advice in connection with this Account;

2. recommend any security, transaction, or order;

3. solicit orders;

4. act as a market maker in any security;

5. make discretionary trades; and

6. produce or provide research. To the extent research materials or similar information is available through the Platform or the web sites of any of its affiliates, I understand that these materials are intended for informational and educational purposes only and they do not constitute a recommendation to enter into any securities transactions or to engage in any investment strategies.

2. Information Accuracy.

I: (i) certify that the information contained in this Agreement, the account application, and any other document that I furnish to You in connection with My Account(s) is complete, true and correct, and acknowledge that knowingly giving false information for the purpose of inducing You to extend credit is a federal crime; (ii) authorize You to contact any individual or firm noted herein or on the documents referred to in subsection (i) of this Section and any other normal sources of debit or credit information; (iii) authorize anyone so contacted to furnish such information to You as You may request; and (iv) agree that this Agreement, the account application and any other document I furnish in connection with My Account is Your property, as the case may be. I shall promptly advise You of any changes to the information in such agreements and documents in writing within 10 calendar days. I authorize You to obtain reports and provide information to others concerning My creditworthiness and business conduct. Upon My request, You agree to provide Me a copy of any report so obtained. You may retain this Agreement, the Account application, and all other such documents and their respective records at Your sole discretion, whether or not credit is extended.

4. Risks.

I understand that all investments involve risk, that losses may exceed the principal invested, and that the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns.

5. Account Defaults.

I understand that My Account comes with many defaulted service instruction features and preferences. I further understand that I am not required to use these defaulted options or preferences and that once My Account is approved and opened I have the sole discretion to control and adjust such defaulted service preferences that relate to my account.

6. Knowledge of Account.

I understand that I am solely responsible for knowing the rights and terms for all securities purchased, sold, and maintained in My Account including, but not limited to, mergers, reorganizations, stock splits, name changes and/or symbol changes, dividends, option symbols, and option deliverables. I further understand that certain securities may grant Me valuable rights that may expire unless I take specific action. These securities include bonds, convertible securities, warrants, stock rights and securities subject to exchange offers or tenders. I am responsible for knowing all expiration dates, redemption dates, and the circumstances under which rights associated with My securities may be called, cancelled, or modified. You may, but are not obligated to, notify Me of any upcoming expiration or redemption dates, or take any action on My behalf without My specific instructions except as required by law and the rules of regulatory authorities. If My Account has an option position on the last trading day prior to expiration, which is one cent or more in the money, You will generally exercise the option, on My behalf. However, You reserve the right at Your discretion to close any option position prior to expiration date or any position resulting from the exercising/assignment after option expiration. I will be charged a commission for any such transaction. You are not obligated to take any of these actions and You are not liable for losses should You not take them.

7. The Platform; My Account.

I understand that My Account, my use of the Platform, and the services You provide to Me ("Services"), is dependent on: (i) if an individual, where I reside; or (ii) if an entity, where I am formed or operate from (collectively referred to as where I am "Domiciled"). By opening an Account, I represent that I have read this Section 7 carefully and understand and authorize you to take certain actions on My behalf in order for me to utilize the Services that are available to Me, as further described below:

1. Non-U.S. Residents.

I understand that if I am Domiciled in a non-U.S. jurisdiction (a "Non-U.S. Person), in addition to Redbridge, the Platform, in part, is operated by Redbridge Finance LLC ("Redbridge Finance"). By entering into this Agreement, I am instructing You to share My information with Redbridge Finance and establish My Account with Redbridge Finance (My "Finance Account") on My behalf. I understand that My relationship with Redbridge Finance is governed solely by the terms and conditions of that certain agreement between me and Redbridge Finance (the "Redbridge Finance Customer Agreement") which I will enter into in conjunction with My Account. I understand that My Finance Account is separate and distinct from My Account with Redbridge. I further understand that in order to continuously receive the Services, I must maintain My Finance Account in good standing pursuant to the Redbridge Finance Customer Agreement. In addition, I agree to promptly notify You in writing if I am no longer a Non-U.S. Person.

In addition to providing Me with My Finance Account, I understand that Redbridge Finance may offer Me an opportunity to earn interest on the cash balance I hold in My Finance Account in accordance with the Redbridge Finance Customer Agreement. The amount of interest I am able to earn is subject to change in Redbridge Finance"s sole discretion as disclosed in the Disclosure Library.

2. U.S. Residents.

I understand that if I am Domiciled in the U.S. (a "U.S. Person"), some of the Services offered to other Non-U.S. Persons may not be available to Me. I understand that I am not a customer of Redbridge Finance and do not have a relationship therewith. I further understand that any references to Redbridge Finance or "My Finance Account" in this Agreement do not apply to Me; provided, however, I understand that the Services available from Redbridge Finance may become available to Me in the future, at which point I will be required to enter into the Redbridge Finance Customer Agreement and open a Finance Account. I understand that I will be notified in writing to the extent such Services become available. I agree to promptly notify You in writing if I become a Non-U.S. Person. I understand that if I am or become a Non-U.S. Person, I may be subject to subsection 1 above.

8. Content.

I understand that when I access and use the Platform, I may have access to certain content or information, including news, articles, research materials, links to third-party websites or mobile applications, and other information accessible through the Platform ("Content"). I understand that the Content is made available and/or prepared by You or independent third-party providers ("Third-Party Content Providers"). I understand that some of the Content presented to Me through the Platform may be provided by Third-Party Content Providers, including various artificial intelligence product and software providers (such Content, "AI Generated Content"). I understand that such AI Generated Content may be dynamic, presented to me based upon information provided by Me to the Platform, or other actions and activities I may undertake in connection with my activities on the Platform.

I understand that the Content made available to Me through the Platform does not grant Me any rights in the Content, including AI Generated Content. I further understand that I may not reproduce, sell, market, distribute, or otherwise commercially use the Content in any manner. I acknowledge, understand, and accept that the Content made available to Me on the Platform is made available to Me on an "as is" and on an "as available" basis. I further acknowledge and understand that the Content made available to Me is not and should not be construed as advice or recommendations by You, or any other third party, to buy or sell any securities or to engage in any investment activity.

I understand that My use of the Content is at My own risk. I further understand that You may terminate My access to the Content at any time for any purpose.

I understand that You do not make any warranty, express or implied, regarding the Content or any of the information utilized by a Third-Party Content Provider to create the Content, or the accuracy, completeness, timeliness, or otherwise thereof. To the extent You or your associated persons prepare Content, I understand that such Content is intended for informational purposes only and does not constitute research, advice, or a recommendation to enter into any securities transactions or to engage in any investment activity.

9. Deposits.

I understand that if I have a Finance Account, I may only directly fund My Finance Account and that the Platform does not allow Me to directly fund My Account with Redbridge unless I do not have a Finance Account. I understand that I may initiate deposits of fiat currency ("Funds") from a personal bank account (a "Personal Account") into My Finance Account if I have a Finance Account, or directly to My Account if I do not have a Finance Account. By utilizing the tools made available to me through the Platform, I understand that I am able to deliver instructions ("Instructions") to You to cause My Funds to be transferred from a Personal Account of My choosing into My Finance Account or My Account, as applicable. I understand that the Funds sent to My Finance Account will be held in a pooled deposit account at a financial institution chosen by Redbridge Finance.

BY ENTERING INTO THIS AGREEMENT, I UNDERSTAND AND ACKNOWLEDGE THAT IF I HAVE A FINANCE ACCOUNT, I WILL NOT BE ABLE TO DIRECTLY FUND MY ACCOUNT WITH REDBRIDGE AND THAT MY ACCOUNT WILL NOT HOLD FREE CASH BALANCES. INSTEAD, I ACKNOWLEDGE AND AGREE THAT ALL ACTIVITIES INITIATED ON THE PLATFORM, INCLUSIVE OF ANY SECURITIES TRANSACTIONS EFFECTED OUT OF MY ACCOUNT, MUST BE FUNDED VIA MY FINANCE ACCOUNT.

10. Purchases.

I explicitly understand, acknowledge, and agree that when I provide an order to effectuate a securities transaction through the Platform (an "Order") if I: (i) have a Finance Account, I am providing You with an Instruction to instruct Redbridge Finance to transfer the necessary Funds from My Finance Account to My Account with Apex Clearing Corp., or such other clearing firm as may be applicable ("Apex"), on My behalf; or (ii) do not have a Finance Account, I am providing You with an Instruction to transfer the necessary Funds from My Account to Apex on My behalf. I understand that I must have Funds available in My Finance Account or My Account prior to submitting an Order. I understand that transfers from My Finance Account or My Account to My Account with Apex may be batched with transfers initiated by other customers on the same trading day. Batched transfers will be sent to Apex via a single wire transfer at the end of the relevant trading day rather than immediately upon such instruction by Me to Redbridge Finance or to You, as applicable. All Orders for the purchase of securities given for My Account will be authorized by Me and executed in reliance on My promise that an actual purchase is intended. I understand Redbridge may at any time, in its sole discretion and without prior notice to Me, prohibit or restrict My ability to trade securities. I further agree not to allow any person to submit an Order through My Account unless a trading authorization for that person has been received and approved by Redbridge. You reserve the right to require full payment in cleared funds prior to the acceptance of any Order. In the event that I fail to provide sufficient funds, You may, at Your option and without notice to Me, i) charge a reasonable rate of interest, ii) liquidate the Property subject of the buy Order, or iii) sell other Property owned by Me and held in any of My Accounts. You may also charge any consequential loss to My Account. For purposes of this Agreement, "Property" shall mean all monies, contracts, investments and options, whether for present or future delivery, and all related distributions, proceeds, products and accessions. This includes all such Property held, maintained or carried by Apex in any manner for Me.

11. Sales/Short Sales.

I understand that when I place a Sell Order through My Account, I explicitly agree, acknowledge, and instruct Apex to transfer the settlement proceeds from such sell transaction to My Finance Account or to My Account, whichever is applicable. These transfers may be batched into a bulk transfer combined with other Apex customer transfer requests initiated on the same trading day. Bulk transfers will be made from Apex to Redbridge Finance or to You via a single wire transfer at the end of the relevant trading day.

BY ENTERING INTO THIS AGREEMENT AND CONSISTENT WITH THIS SECTION 11, I UNDERSTAND AND ACKNOWLEDGE THAT ALL MY FREE CASH BALANCES WILL BE TRANSFERRED PER MY INSTRUCTION TO MY FINANCE ACCOUNT OR TO MY ACCOUNT, IF APPLICABLE, UPON SETTLEMENT OF ANY SECURITIES SALE TRANSACTION. I UNDERSTAND AND ACKNOWLEDGE THAT THIS WILL RESULT IN MY FINANCE ACCOUNT HOLDING A ZERO CASH BALANCE.

In addition, I promise to deliver all securities sold in My Account and to provide collateral of a type and amount acceptable to Redbridge for all short sales in My Account. Redbridge requires that a security be held in an account prior to the acceptance of a sell Order with respect to such security unless the order is specifically designated as a "short sale." If a security is not held in My Account and a sell order is processed, I must promptly deliver such security to Redbridge for receipt in good deliverable form on or before the settlement date. Any Order accepted without negotiable certificates or positions in My Account will be subject, at Redbridge"s sole discretion, to cancellation or buy-in. To ensure this will not occur, I agree to only place sell orders for securities owned by Me and held in My Account at the time My Order is placed.

Proceeds of a sale will not be paid to me or released into My Account until Redbridge has received the security in good deliverable form, whether from a transfer agent or from Me and the settlement of the security is complete.

If the security is not received on or before settlement date, or as market conditions warrant, Redbridge may in its sole discretion purchase the security on the open market for My Account and may liquidate and close out any and all securities in My Account in order to pay for such purchase. In the event a security is bought in, I will be responsible for all resulting Losses incurred by Redbridge.

I understand that I may execute short sales only in a Margin Account (See Margin and Short Account Agreement and Margin Disclosure Statement for more information) and that such execution must comply with applicable short sales rules.

12. Restrictions on Trading, Deposits, and Withdrawals.

I understand that You may at any time, in Your sole discretion and without prior notice to me: (i) prohibit or restrict My access to the use of the Platform or related services; (ii) restrict My ability to deposit or withdraw funds or trade securities in My Account; or (iii) terminate My Account. I understand the closing of My Account will not affect the rights or obligations of any party that are incurred prior to the date My Account is closed.

I understand that You may restrict, without limitation, My Account from withdrawals or trading for the following reasons: suspicion of fraud, diminished capacity, inappropriate activity, notice that ownership of some or all of the assets in My Account are in dispute, or as You may determine, in Your sole discretion, necessary to comply with applicable law, regulations, and/or internal policies. I further understand that You will not tolerate any foul or abusive language, physical violence, threatening behavior, or other inappropriate conduct directed toward Your officers, employees, contractors, or customers. If I engage in any such behavior, as determined by You in Your sole discretion, I agree that You are authorized to liquidate any securities, instruments, or other property in My Account, send Me the applicable proceeds, and close My Account. I understand that You are not liable for any loss that I may incur due to Your refusal to permit any deposit, withdrawal, or any other transaction.

I understand that in the event of My breach or default under this Agreement, You shall have all rights and remedies available to a secured creditor under all applicable laws and in addition to the rights and remedies provided herein.

13. Platform Disclosures.

Consistent with the terms of this Agreement, the Platform will include explicit, clear and repeated instructions and disclosures to Me at each point on the Platform where I have the ability to place a securities buy or sell Order. Specifically: (1) in the securities buy order context, I will be presented with an explicit disclosure informing Me that by placing a securities buy Order that I am providing an Instruction to You to, as applicable, instruct Redbridge Finance to transfer the purchase price of such security from My Finance Account to My Account; (2) in the securities sell order context, I will be presented with an explicit disclosure informing Me that by placing a sell order that I am providing an Instruction to Apex to transfer settled funds from such security sale to My Finance Account or My Account, as applicable.

IN THE EVENT THAT I HAVE ANY QUESTIONS REGARDING ANY OF THE ABOVE REFERENCED PLATFORM DISCLOSURES OR I AM UNCERTAIN AS TO HOW OR IN WHAT CAPACITY A SECURITIES BUY OR SELL ORDER WILL BE HANDLED OR TREATED, I AGREE THAT I WILL IMMEDIATELY CONTACT YOU PRIOR TO ENGAGING IN ANY TRADING AND/OR RELATED ACTIVITY ON THE PLATFORM.

14. Assistance by Redbridge.

I understand that when I request assistance from Your employees in using the investment tools available on the Platform, it will be limited to an explanation of the tool"s functionality and, if requested by Me, to the entry by Your employees of variables provided by Me, and that such assistance does not constitute investment advice, an opinion with respect to the suitability of any transaction, or solicitation of any orders.

15. No Tax or Legal Advice.

I understand that Redbridge does not provide tax or legal advice and that You may discontinue this service for My Account immediately by providing written notice to Me.

16. Electronic Access.

1. I am solely responsible for keeping My Account numbers and PINs confidential. "PINs" shall mean My username and password.

2. I agree and accept full responsibility for monitoring and safeguarding My Accounts and access to My Accounts.

3. I agree to immediately notify You in writing, delivered via e-mail and a recognized international delivery service, if I become aware of: (i) any loss, theft, or unauthorized use of My PINs or Account numbers; (ii) any failure by Me to receive any communication from You indicating that an order was received, executed or cancelled, as applicable; (iii) any failure by Me to receive an accurate written confirmation of an execution; (iv) any receipt by Me of confirmation of an order, execution or cancellation, which I did not place; (v) any inaccurate information in or relating to My Account balances, deposits, withdrawals, securities positions or transaction history; or (vi) any other unauthorized use or access of My Account.

4. Each of the events described in subsections (J)(3)(i)-(vi) shall be deemed a "Potential Fraudulent Event". The use and storage of any information including, without limitation, My Account numbers, PINs, portfolio information, transaction activity, account balances and any other information or orders available on My wireless, web-enabled cellular telephone or similar wireless communications device (collectively, "Mobile Device") or My personal computer is at My own risk and is My sole responsibility. I represent that I am solely responsible for and have authorized any orders or instructions appearing in, originating from, or associated with My Account, My Account number, and PINs. I agree to notify You immediately after I discover any Potential Fraudulent Event, but in no event more than twenty-four (24) hours following discovery. Upon request by You, I agree to report any Potential Fraudulent Event promptly to legal authorities and provide You a copy of any report prepared by such legal authorities. I agree to cooperate fully with the legal authorities and You in any investigation of any Potential Fraudulent Event and I will complete any required affidavits promptly, accurately and thoroughly. I also agree to allow You access to My Mobile Device, My computer, and My network in connection with Your investigation of any Potential Fraudulent Event. I understand that if I fail to do any of these things I may encounter delays in regaining access to the funds in My Account. I agree to indemnify and hold You and Your parent company and affiliates harmless from and against any losses arising out of or relating to any Potential Fraudulent Event.

17. Clearing of Trades.

I understand that You have entered into a clearing agreement with Apex whereby You will introduce My Account to Apex, and Apex will clear all transactions, on a fully-disclosed basis. I understand that Apex carries My Account(s) and is responsible for the execution, clearing and bookkeeping of transactions, but is not otherwise responsible for the conduct of Redbridge.

Until receipt from Me of written notice to the contrary, Apex may accept from Redbridge, without inquiry or investigation, (i) orders for the purchase or sale of securities and other property on margin, if I have elected to have a margin account, or otherwise, and (ii) any other instructions concerning said accounts. Apex shall look solely to Redbridge unless otherwise directed by Redbridge, and not to Me with respect to any such orders or instructions; except that I understand that Apex will deliver confirmations, statements, and all written or other notices with respect to My Account directly to Me with copies to Redbridge, and that Apex will look directly to Me or Redbridge for delivery of margin, payment, or securities. I agree to hold Apex harmless from and against any losses, costs or expenses arising in connection with the delivery or receipt of any such communication(s), provided Apex has acted in accordance with the above. The foregoing shall be effective as to My Account until written notice to the contrary is received from Me by Apex or Redbridge.

18. Review of Confirmations and Statements.

I agree that it is My responsibility to review order execution confirmations and statements of My Account promptly upon receipt. I agree to receive all confirmations and account statements, as well as all tax related documents, in electronic format. I understand that account statements will evidence all activity in My Account for the stated period, including securities transactions, cash balances, credits to My Account and all fees paid from My Account. These documents will be considered binding on Me unless I notify You of any objections within two (2) days from the date confirmations are sent and within ten (10) days after My Account statements are posted online. Such objection may be oral or in writing, but any oral objection must be immediately confirmed in writing. In all cases, You reserve the right to determine the validity of My objection. If I object to a transaction for any reason, I understand and agree that I am obligated to take action to limit any losses that may result from such transaction or I will bear sole responsibility for any losses relating to the transaction, even if My objection to the transaction is ultimately determined to be valid. Nothing in this Section 18 shall limit My responsibilities as described in Section 3 of this Agreement.

19. Important Information Needed to Open a New Account.

To help the government better detect the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Therefore, I understand that when I open My Account You will ask for My name, address, date of birth and other identifying information. You may also ask copies of My driver"s license, passport or other identifying documents. I understand that You may take steps to verify the accuracy of the information I provide to You in My Account application or otherwise, and that you may restrict My access to My Account pending such verification. I will provide prompt notification to You of any changes in the information including, but not limited to, My name, address, e-mail address and telephone number.

20. SIPC and Other Insurance Coverage.

1. I understand and acknowledge that My Property is treated differently and subject to separate regulatory regimes depending on whether or not such Property is held in My Account with Redbridge and Apex or My Finance Account. Specifically, I understand that Redbridge and Apex are both members of the Securities Investor Protection Corporation ("SIPC"), which provides protection for accounts up to $500,000 (including $250,000 for claims of cash). I also understand that Apex has purchased an additional insurance policy through a group of London Underwriters (with Lloyd"s of London Syndicates as the Lead Underwriter) to supplement SIPC protection. The excess of SIPC coverage does not protect against loss due to market fluctuation. An excess of SIPC claim would only arise if Apex were to fail financially and customer assets for covered accounts, as defined by SIPC (for Apex accounts), cannot be located due to theft, misplacement, destruction, burglary, robbery, embezzlement, abstraction, failure to obtain or maintain possession or control of client securities, or to maintain the special reserve bank account required by applicable rules. This additional insurance policy becomes available to customers in the event that SIPC limits are exhausted.

2. I further understand that Redbridge Finance maintains My Finance Account at a bank which is a member of the Federal Deposit Insurance Corporation ("FDIC"). My Property held in My Finance account is intended to be insured up to $250,000 against the failure of a FDIC member bank. I understand that FDIC insurance does not protect against the failure of Redbridge Finance or malfeasance by any Redbridge Finance employee. Redbridge Finance and the bank at which My Finance Account is held are not members of FINRA or SIPC and therefore My Property held in My Finance Account is not SIPC protected. I understand and acknowledge that when accessing the Platform and engaging in various types of activity, including but not limited to buying and selling securities, My Property will move from My Finance Account to My Accounts with Redbridge and Apex and vice versa.

21. Telephone Conversations and Electronic Communications.

I understand and agree that You may record and monitor any telephone or electronic communications with Me. Unless otherwise agreed in writing in advance, You do not consent to the recording of telephone conversations by any third party or Me. I acknowledge and understand that not all telephone or electronic communications are recorded by You, and You do not guarantee that recordings of any particular telephone or electronic communications will be retained or capable of being retrieved.

22. Oral Authorization.

I agree that You shall be entitled to act upon any oral instructions given by Me so long as You reasonably believe such instruction was actually given by Me or my authorized agent.

23. Applicable Laws and Regulations.

All transactions in My Account will be subject to federal securities laws and regulations, the applicable laws and regulations of any state or jurisdiction in which Redbridge is registered, the rules of any applicable self- regulatory organization of which Redbridge is a member and the rules, regulations, customs and usages of the exchange or market, and its clearing house, if any, where the transactions are executed. In no event will Redbridge be obligated to effect any transaction it believes would violate any federal or state law, rule or regulation or the rules or regulations of any regulatory or self-regulatory organization.

24. Distributions.

In the event that I sell a security prior to its ex-dividend/distribution date, and I receive the related cash/stock dividend or distribution in error, I direct You on My behalf to pay such dividend/distribution to the entitled purchaser of the securities I sold, and I guarantee to promptly reimburse You for, or deliver to You, said dividend or distribution.

25. Market Volatility; Market Orders; Limit Orders; and Queued Orders.

I understand that, whether I place a market or limit order, I will receive the price at which my order is executed in the marketplace, subject to any clarification stated below. Particularly during periods of high volume, illiquidity, fast movement or volatility in the marketplace, the execution price received may differ from the quote provided on entry of an order, and I may receive partial executions of an order at different prices. I understand that Redbridge is not liable for any price fluctuations. I also understand that price quotes generally are for only a small number of shares as specified by the marketplace, and larger orders are relatively more likely to receive executions at prices that vary from the quotes or in multiple lots at different prices.

I understand that securities may open for trading at prices substantially higher or lower than the previous closing price or the anticipated price. If I place a market order (whether during normal market hours or when the market is closed), I agree to pay or receive the prevailing market price at the time My market order is executed, subject to the specific clarification above relating to buy orders. I understand that the price I pay may be significantly higher or lower than anticipated at the time I placed the order. To avoid buying a security at a higher price and possibly exceeding My purchasing power, I understand My option to enter a limit order. I also understand that limit orders may not be executed at any particular time, or at all if there is not sufficient trading at or better than the limit price I specify, and are only good until the end of the trading day in which they are entered. The Platform contains further information regarding order types and limitations, which I agree to read and understand before placing such orders.

I understand that my Queued Order request is prioritized based on the order in which it is received by Redbridge, and that the Queued Order requests are sent out for execution shortly after the market opens on the next day of trading. I further understand that each Queued Order request is sent out per customer and per security as Redbridge market or limit orders, and that they are not aggregated.

A limit order may be "good till cancelled" which means the order remains valid until (A) it is executed; (B) I cancel the order; or (C) the contract to which it relates is closed.

I understand that as a customer of Redbridge, I understand that my order may fail to be sent to the market due to unforeseen circumstances or technical issues, and that Redbridge is not liable in the event my order fails.

26. Bulletin Board/Pink Sheet Stocks.

Bulletin board, pink sheet and other thinly-traded securities (collectively "bulletin board stocks") present particular trading risks, in part because they are relatively less liquid and more volatile than actively traded securities listed on a major exchange. I understand that bulletin board stocks may be subject to different trading rules and systems than other securities and that I may encounter significant delays in executions, reports of executions and updating of quotations in trading bulletin board stocks. Redbridge in its sole discretion may require limit orders on certain bulletin board stock transactions.

27. Margin Trading.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation. For more information please see our Margin and Short Account Agreement, Margin Disclosure Statement, Day Trading Risk Disclosure, and FINRA Investor Information. These disclosures contain information on our lending policies, interest charges, and the risks associated with margin accounts.

28. Use of Market Data and Waiver or Limitation of Liability.

I understand that each participating national securities exchange or association asserts a proprietary interest in all of the market data it furnishes to parties that disseminate said data. I understand that neither Redbridge nor any participating national securities exchange or association nor any supplier of market data guarantees the timeliness, sequence, accuracy, completeness, reliability or content of market information, or messages disseminated to or by any party. I understand that neither Redbridge nor any participating national securities exchange or association nor any supplier of market data warrants that the service will be uninterrupted or error-free. I further understand that Market Data by Devexperts provides market data to Redbridge customers. I agree that My use of the Platform or any other Redbridge service is at My sole risk. I agree not to reproduce, distribute, sell or commercially exploit the market data in any manner without written consent from Redbridge. The Redbridge service is provided on an "as is," "as available" basis without warranties of any kind, either express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to this Agreement.

NEITHER I NOR ANY OTHER PERSON SHALL HOLD ANY DISSEMINATING PARTY LIABLE IN ANY WAY, OR OMISSION FROM, I) ANY SUCH DATA, INFORMATION OR MESSAGE OR II) THE TRANSMISSION OR DELIVERY OF ANY SUCH DATA, INFORMATION OR MESSAGE, OR (B) ANY LOSS OR DAMAGE ARISING FROM OR OCCASIONED BY I) ANY SUCH INACCURACY, ERROR, DELAY OR OMISSION, II) NON- PERFORMANCE OR III) INTERRUPTION IN ANY SUCH DATA, INFORMATION OR MESSAGE, WHETHER DUE TO ANY NEGLIGENT ACT OR OMISSION BY ANY DISSEMINATING PARTY, OR TO ANY "FORCE MAJEURE" (E.G., FLOOD, EXTRAORDINARY WEATHER CONDITIONS, EARTHQUAKE OR OTHER ACT OF GOD, FIRE, WAR, INSURRECTION, RIOT, LABOR DISPUTE, ACCIDENT, ACTION OF GOVERNMENT, OR COMMUNICATIONS OR POWER FAILURE, EQUIPMENT OR SOFTWARE MALFUNCTION) OR OTHER CAUSE BEYOND THE REASONABLE CONTROL OF ANY DISSEMINATING PARTY. NEITHER YOU NOR ANY DISSEMINATING PARTY SHALL BE LIABLE, AND I AGREE TO INDEMNIFY AND HOLD HARMLESS REDBRIDGE SECURITIES LLC AND SUCH DISSEMINATING PARTY, FOR ANY INACCURACY, ERROR OR DELAY IN, OR OMISSION OF, (1) ANY SUCH DATA, INFORMATION OR MESSAGE, OR (2) THE TRANSMISSION OR DELIVERY OF ANY SUCH DATA, INFORMATION OR MESSAGE; OR ANY LOSS OR DAMAGE ARISING FROM OR OCCASIONED BY (A) ANY SUCH INACCURACY, ERROR, DELAY OR OMISSION, (B) NON-PERFORMANCE, OR (C) INTERRUPTION IN ANY SUCH DATA, INFORMATION OR MESSAGE, DUE EITHER TO ANY ACT OR OMISSION BY REDBRIDGE SECURITIES LLC OR ANY DISSEMINATING PARTY OR TO ANY "FORCE MAJEURE" (AS DEFINED ABOVE) OR ANY OTHER CAUSE BEYOND THE REASONABLE CONTROL OF REDBRIDGE SECURITIES LLC OR ANY DISSEMINATING PARTY.

I UNDERSTAND AND AGREE THAT YOU WILL NOT BE LIABLE TO ME OR TO THIRD PARTIES, OR HAVE ANY RESPONSIBILITY WHATSOEVER, FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS, TRADING LOSSES AND DAMAGES) THAT I MAY INCUR IN CONNECTION WITH MY USE OF THE SERVICE PROVIDED BY YOU UNDER THIS AGREEMENT.

29. Disclaimer of Liability; Indemnification.

Except as otherwise provided by law, You, Redbridge Finance, Apex or any of Your or Apex"s affiliates shall not be liable for any expenses, losses, damages, liabilities, demands, charges, claims, penalties, fines and excise taxes of any kind or nature (including legal expenses and reasonable attorneys" fees) ("Losses") by or with respect to any matters pertaining to My Account, including but not limited to any action You take consistent with Section 12 of this Agreement, except to the extent that such Losses are actual Losses and are determined by a court of competent jurisdiction or an arbitration panel in a final non-appealable judgment or order to have resulted solely from Your, Apex"s or any of Your or Apex"s affiliates" gross negligence or willful misconduct. In addition, I agree that You, Apex and Your or Apex"s affiliates and respective partners, managing directors, officers, directors, employees and agents (collectively, "Indemnified Parties") shall have no liability for, and I agree to indemnify, defend and hold harmless Indemnified Parties from, all Losses that result from: (i) My or My agent"s misrepresentation or alleged misrepresentation, or act or omission, (ii) Indemnified Parties following My or My agent"s directions or failing to follow My or My agent"s unlawful or unreasonable directions, (iii) any activities or services of the Indemnified Parties in connection with the My Account (including, without limitation, any technology services, reporting, trading, research or capital introduction services), or (iv) the failure by any person not controlled by the Indemnified Parties and their affiliates to perform any obligations to Me.

I consent to the use of automated systems or service bureaus by You and Apex and Your and Apex Clearing Corp."s affiliates in conjunction with My Account, including, but not limited to, automated order entry and execution, record keeping, reporting and account reconciliation and risk management systems (collectively "Automated Systems"). I understand that the use of Automated Systems entails risks, such as interruption or delays of service, errors or omissions in the information provided, system failure and errors in the design or functioning of such Automated Systems (collectively, a "System Failure") that could cause substantial damage, expense or liability to Me. I understand and agree that Indemnified Parties will have no liability whatsoever for any claim, loss, cost, expense, damage or liability of Me arising out of or relating to a System Failure.

I also agree that Indemnified Parties will have no responsibility or liability to Me in connection with the performance or non-performance by any Exchange, clearing organization, or other third party (including, without limitation, other clearing firms, banks and International Executing Brokers as defined infra) or any of their respective agents or affiliates, of its or their obligations relative to any Securities. I agree that Indemnified Parties will have no liability, to Me or to third parties, or responsibility whatsoever for: (i) any Losses resulting from a cause over which Indemnified Parties do not have direct control, including but not limited to the failure of mechanical equipment, unauthorized access, theft, operator errors, government restrictions, force majeure (as defined in Section 28), Exchange rulings or suspension of trading; and (ii) any special, indirect, incidental, consequential, punitive or exemplary damages (including lost profits, trading losses and damages) that I may incur in connection with My use of the brokerage and other services provided by Indemnified Parties under this Agreement. Further, if I authorize or allow third parties to gain access to Your services, including My Accounts, I will defend and indemnify You against any Losses arising out of claims or suits by such third parties based upon or relating to such access and use.

Redbridge does not warrant against loss of use or any direct, indirect or consequential damages or losses to Me caused by My assent, expressed or implied, to a third party accessing My Account or information, including access provided through any other third-party systems or sites.

30. Mutual Fund Transactions.

In the event that I purchase or hold a mutual fund, I agree to read and understand the terms of its prospectus. I understand that certain mutual funds reserve the right to change their purchasing, switching or redemption procedures and/or suspend or postpone redemptions under certain market conditions. I further understand that any mutual fund order entered with You is placed by You on a best efforts basis as prescribed and recognized by the individual fund, and that You are not responsible for unexecuted orders due to the failure of any communication system. I agree to be fully responsible for the information contained within the mutual fund prospectus and to hold You harmless for any deficiencies contained therein. I authorize You to act as My agent in the purchase and redemption of fund shares.

31. Exchange Traded Funds.

Investors should consider the investment objectives and unique risk profile of Exchange Traded Funds (ETFs) carefully before investing. ETFs are subject to risks similar to those of other diversified portfolios. Leveraged and Inverse ETFs may not be suitable for all investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. Although ETFs are designed to provide investment results that generally correspond to the performance of their respective underlying indices, they may not be able to exactly replicate the performance of the indices because of expenses and other factors. A prospectus contains this and other information about the ETF and should be read carefully before investing. Customers should obtain prospectuses from issuers and/or their third-party agents who distribute and make prospectuses available for review. ETFs are required to distribute portfolio gains to shareholders at year end. These gains may be generated by portfolio rebalancing or the need to meet diversification requirements. ETF trading will also generate tax consequences. Additional regulatory guidance on Exchange Traded Products can be found by clicking here.

32. Fractional Share Trading.

My Account may provide me with the ability to trade fractional shares of certain securities. By using this service, I acknowledge the risks involved in trading owning fractional shares. These risks include the fact that by purchasing a fractional share I do not own a complete stock. Furthermore, any dividend I received from my ownership in a fractional share will be in the amount proportionate to such fractional share amount. Additionally, in most cases, you will not receive a full voting right in your fractional share of a company.

33. Joint Accounts.

Where I open a joint account, it shall be held by You in joint tenancy with rights of survivorship, unless I notify You otherwise and provide the required documentation.

For tenants in common, the interest in the tenancy shall be equal, unless we notify you otherwise. If the Account is a joint account, then in consideration of Your carrying a joint account for the undersigned persons, we jointly and severally agree to be fully and completely responsible and liable for the Account and to pay on demand any balance due. Each of us, or any person authorized to act on behalf of the Account under a separate agreement, has full power and authority to make purchases and sales, withdraw funds and securities from, or to do anything else with reference to the Account. You are authorized and directed to act upon instructions received from any of us. We understand that tax reporting information is processed using the social security number of the person first named in the registration. Each of us agrees to hold harmless You and Your employees and agents from and indemnify them against any losses, causes of action, damages and expenses (including attorney"s fees) arising from or as the result of You, Your employees or agents following the instructions of any of us. You in Your sole discretion may at any time suspend all activity in the Account pending instructions from a court of competent jurisdiction or require that instructions pertaining to the Account or the Property therein be in writing, signed by all of us. You may recover from the Account or from any of us such costs as You may incur, including reasonable attorney"s fees, as the result of any dispute among us relating to or arising from the Account. Upon any event that causes a change in the ownership of the Account (divorce, death, assignment, etc.), all remaining accountholders or survivors shall immediately notify You in writing. You may take such actions in the Account as You deem advisable to protect against any tax, liability, penalty or loss under any present or future laws or otherwise. The estate of the decedent or departing accountholder shall be liable together with each of the remaining or surviving accountholders, jointly and severally, to You for any net debit balance or loss in the Account in any way resulting from any transactions initiated prior to notification to You or incurred in the liquidation of the Account or the adjustment of the interests of the respective parties. I understand that Legal ownership of our Accounts shall be governed by the internal laws of the state of residence. I also understand that Laws covering joint or community property vary by state and that I am responsible for verifying that the joint registration I choose is valid in my state. Accordingly, You have encouraged me to consult my own attorney for this purpose.

In the event of a dispute between or among account holders of which Redbridge has notice, Redbridge reserves the right, but is not obligated, to place restrictions on the Account. For example, if an account holder requests a restriction be placed on access to funds in the Account because of a pending litigation or dispute between account holders, Redbridge may prohibit all transfers of funds from the Account, with such restrictions to remain in place until Redbridge actually receives and has a reasonable amount of time to act on appropriate court documentation or a written, notarized instruction signed by all account holders. In such a case, all account holders remain liable for any pending settlements at the time of the restriction. Redbridge also may, at the expense of the account holders, commence or defend any action or proceeding for or in the nature of interpleader to have the dispute resolved judicially. If a suit or proceeding for or in the nature of interpleader is brought by or against it, Redbridge may deliver the Account into the registry of the court, at which time Redbridge will be deemed to be and will be released and discharged from all further obligations and responsibilities under this Agreement.

34. Social Trading Features.

In connection with My relationship with Redbridge under this Agreement, through the functionality on the Platform, I acknowledge I have the ability to interact with, follow, and copy other the trading strategies or portfolios ("Copy") of other Redbridge customers ("Customers") by using social trading features made available to Me through the Platform. Such social trading features include, but are not limited to, access to and participation in the Redbridge Community, certain search options such as rankings, featured users, and the ability to follow or copy certain Customers (collectively, "Social Trading Features").

Through the Social Trading Features, I understand that I will be provided with tools to test, evaluate, and select My transaction strategy by providing Me with account information, trading history, and other pertinent information of Customers that I may consider before electing to copy a specific Customer"s trading strategy or portfolio. I understand and acknowledge that before electing to copy a Customer, I should bear in mind all aspects and factors including, but not limited to, the risk tolerance and nature of a copied account and My own investment objectives.

I understand that I must have adequate Funds in My Finance Account or My Account, as applicable, to Copy a Customer. When choosing to Copy a Customer, I understand that I must indicate the amount of Funds from my Finance Account or My Account, as applicable, to be used to Copy the particular Customer. I understand that I will have the option to either: (i) Copy a Customer"s current positions, in a pro-rata fashion; or (ii) Copy future positions of a Customer, in a pro-rata fashion.

When choosing to Copy a Customer, I explicitly agree, authorize, and understand that I am providing You with an Instruction to instruct Redbridge Finance to transfer the required Funds to My Account from My Finance Account on My behalf, if applicable, and further instruct Apex to place an Order to either purchase the same securities held by that specific Customer I have elected to Copy on a market order basis, in a pro-rata fashion or place an Order that is identical to that specific Customer of whom I have elected to Copy on a pro-rata basis.

In making the decision to utilize the Social Trading Features, I hereby represent and warrant that I have considered my entire financial situation including all of My financial commitments. I understand that using the Social Trading Features is highly speculative and that I may sustain significant losses, including incurring losses greater than the Property in My account. Redbridge does not provide any guarantee as to the performance of any particular transaction or set of transactions, portfolio or strategy, and Redbridge does not in any manner endorse, support, sanction, encourage, verify, or agree with any such trade, portfolios or strategies. I HEREBY ACKNOWLEDGE AND AGREE THAT REDBRIDGE DOES NOT AND WILL NOT PROVIDE ANY INVESTMENT ADVICE OR INVESTMENT RECOMMENDATIONS IN CONNECTION WITH SOCIAL TRADING FEATURES.

I hereby represent and warrant that I have reviewed and acknowledge the risks associated with the Social Trading Features, including but not limited to automated trading execution whereby the opening and closing of trades will happen in My account without My manual intervention. I understand I may not be able to copy or follow certain trades where My account does not have the required permissions, including but not limited to margin trading, short sales, and options trading.

I hereby authorize Redbridge to limit or withhold My ability to engage in the Social Trading Features at Redbridge"s sole discretion.

I understand and confirm that I acknowledge that any time, upon My sole discretion, I may stop, pause, restrict, limit any Social Trading Feature activity performed by Me via the Platform. I understand, acknowledge, and agree that I am, at all times, solely responsible for both monitoring and selecting and assessing: (i) the suitability of the Social Trading Features; and (ii) the overall performance of the particular trading strategy and/or portfolio of the Customer I have elected to Copy.

I UNDERSTAND AND ACKNOWLEDGE THAT ANY SECURITIES TRANSACTION PURSUANT TO THIS SECTION 34 DOES NOT CONSTITUTE A SOLICITATION, RECOMMENDATION, OR ENDORSEMENT BY REDBRIDGE AND ITS AFFILIATES. I UNDERSTAND THAT I AM SOLELY RESPONSIBLE FOR MY DECISION TO COPY A CUSTOMER"S TRADING STRATEGY AND/OR PORTFOLIO. I HEREBY REPRESENT AND WARRANT THAT I HAVE REVIEWED AND ACKNOWLEDGED THE RISKS ASSCOIATED WITH THE SOCIAL TRADING FEATEURES, INCLUDING THE AUTOMATED TRADING EXECUTION WHEREBY THE OPENING AND CLOSING OF TRADES WILL HAPPEN IN MY FINANCE ACCOUNT OR MY ACCOUNT, AS APPLICABLE, WITHOUT MY MANUAL INTERVENTION FURTHER DESCRIBED BELOW.

Redbridge may exercise reasonable efforts to establish risk and transaction-related parameters and to monitor the performance of Social Trading Features against those parameters and any other parameters deemed relevant by Redbridge and to stop or block any account from being copied. Redbridge reserves the right to pause, to copy or stop copying any of the Social Trading Feature activities as Redbridge deems necessary, at its sole discretion. In particular, when copying a Social Trading Feature, I authorize Redbridge, at Redbridge"s sole and absolute discretion to: (i) copy or stop copying any account; (ii) open or close any position available on the App; (iii) set limits to any position (including copy position); (iv) update or amend the policy, the objectives, the structure or composition of any Social Trading Feature; and (v) close any such account with or without notice to Me.

35. Risks Associated with the Social Trading Features.

The Social Trading Features are associated with various risks, and I understand that I must carefully read and consider the following risks before utilizing the Social Trading Features.

I hereby represent and warrant that I have read and acknowledged the following before engaging in the Social Trading Features and that I understand that:

1. Automated trading execution means trades are opened and closed in My Account without My manual intervention.

2. In making a decision to use the Social Trading Features, I have considered My entire financial situation, including financial commitments, and understand that using Social Trading Features is highly speculative and that I may sustain significant losses.

3. Social Trading Features are provided by Redbridge for information purposes and do not constitute investment advice or recommendations on its part. If I make decisions in reliance on information which is available on the Platform or as a result of the use of the Social Trading Features, I am doing so at My own risk and Redbridge will not be liable for any losses that I may sustain.

4. I am using the Social Trading Features at My own risk, and Redbridge will not be liable to Me for any losses that I may sustain as a result of My use of such features. I understand that I should not make any transactional decisions without first conducting My own research. I am solely and exclusively responsible for determining whether any transaction, or strategy, or any other product or service is appropriate or suitable for Me based on my own objectives and personal and financial situation.

5. A Copy of a Customer"s trading strategy and/or portfolio will be copied in an amount equal to the lower of either: (i) the minimum position amount as shall be set by You from time-to-time; or (ii) the proportional amounts of the copied trades. Copied positions shall have the same stop loss and take profit, to the maximum extent possible. Trades below the minimum trade amount shall not be opened. All such positions shall be modified or closed automatically if and when modified or closed by the Customer of whom I have elected to Copy, for whatsoever reason, without providing any further notice and without any action on My part. I understand that I should be able and prepared to bear the loss of My entire investment made in connection with such activities. I further understand that I am fully responsible for any losses that I may sustain as a result of the automatic execution of Instructions generated as a result of the utilization of any of the Social Trading Features.

6. If I place additional trades in My Account or if I modify or cancel an Order generated by a Social Trading Feature, I may achieve a materially different result than the Customer I have elected to Copy. Unopened copied trades in amounts lower than the minimum trade may also result in different results.

7. Neither Redbridge nor the Customer I have elected to Copy guarantees the future performance of My Account, any specific level of performance, the success of any transaction strategy or the success of My overall management of My Account. When reviewing information, I understand that I should not assume that any third-party is unbiased, independent, or qualified to provide financial information or opinions. I further understand that Apex does not guarantee any Order, including the placing of stop orders. Past performance and risks scores have many inherent limitations and are not indicative of future results.

36. Effect of Attachment or Sequestration of Accounts.

You shall not be liable for refusing to obey any orders given by or for Me with respect to any of My Accounts that has or have been subject to an attachment or sequestration in any legal proceeding against Me, and You shall be under no obligation to contest the validity of any such attachment or sequestration.

37. Event of Death.

It is agreed that in the event of My death or the death of one of the joint account holders, the representative of My estate or the survivor or survivors shall immediately give You written notice thereof, and You may, before or after receiving such notice, take such proceedings, require such papers and inheritance or estate tax waivers, retain such portion of and/or restrict transactions in the Account as You may deem advisable to protect You against any tax, liability, penalty or loss under any present or future laws or otherwise. Notwithstanding the above, in the event of My death or the death of one of the joint account holders, all open orders shall be canceled, but You shall not be responsible for any action taken on such orders prior to the actual receipt of notice of death. Further, You may in Your discretion close out any or all of the Accounts without awaiting the appointment of a personal representative for My estate and without demand upon or notice to any such personal representative. The estate of any of the account holders who have died shall be liable and each survivor shall continue to be liable, jointly and severally, to You for any net debit balance or loss in said account in any way resulting from the completion of transactions initiated prior to the receipt by You of the written notice of the death of the decedent or incurred in the liquidation of the Account or the adjustment of the interests of the respective parties. Such notice shall not affect Your rights under this Agreement to take any action that You could have taken if I had not died.

38. Tax Reporting; Tax Withholding.

The proceeds of sale transactions and dividends paid will be reported to the Internal Revenue Service in accordance with applicable law.

1. U.S. Persons.

This section is applicable if I am a U.S. person. Under penalties of perjury, I certify that the taxpayer identification number that I have provided or will provide to You (including, without limitation, any taxpayer identification number on any Form W-9 that I have provided or will provide to You) is My correct taxpayer identification number. I certify that I am not subject to backup withholding and I am a U.S. Person (including a U.S. resident alien). If a correct Taxpayer Identification Number is not provided Redbridge, I understand I may be subject to backup withholding tax at the appropriate rate on all dividends, interest and gross proceeds paid to me. Backup withholding taxes are sent to the IRS and cannot be refunded by Redbridge. I further understand that if I waive tax withholding and fail to pay sufficient estimated taxes to the IRS, I may be subject to tax penalties.

2. Non-U.S. Persons.

This section is applicable if I am not a U.S. person. I certify that I fully understand all the information on any Form W-8BEN that I have submitted or will submit to You. Under penalties of perjury, I declare that (i) I have examined all the information (including, without limitation, all the information in the English language) on any Form W-8BEN that I have submitted or will submit to You and (ii) to the best of my knowledge and belief all such information is true, correct, and complete. I authorize You to provide any such Form W-8BEN to Apex or any withholding agent that has control, receipt, or custody of the income of which I am the beneficial owner or any withholding agent that can disburse or make payments of the income of which I am the beneficial owner. I agree that I will submit a new Form W-8BEN to You within 30 days if any certification made on any previously submitted Form W-8BEN becomes incorrect. I understand that the Internal Revenue Service does not require My consent to any provisions of such Form W-8BEN other than the certifications required to establish My status as a non-U.S. individual and, if applicable, obtain a reduced rate of withholding.

39. Equity Orders and Payment For Order Flow.

SEC rules require all registered broker-dealers to disclose their policies regarding any "payment for order flow" arrangement in connection with the routing of customer orders. "Payment for order flow" includes, among other things, any monetary payment, service, property, or other benefit that results in remuneration, compensation, or consideration to a broker-dealer from any broker-dealer in return for directing orders. Redbridge currently routes all of its customer order flow through its clearing firm Apex. Apex may not be the ultimate execution venue for such orders and orders may be further routed to execution venues. Apex may receive remuneration for directing orders to particular broker/dealers or market makers for execution. You may share in payments or rebates received by Apex. Such renumeration is considered compensation and the source and nature of any payments and/or credits received by You in connection with any specific transactions will be furnished upon written request.

40. Fees and Charges.

I understand that there are charges for executing buy and sell orders and for other services provided under this Agreement. I also agree to pay all applicable federal, state and local taxes. I authorize Redbridge to automatically debit My Account for any such brokerage commissions, charges, fees and taxes. I agree to pay such commissions and fees at the then prevailing rate. I acknowledge that the prevailing rate of commissions and fees may change and that change may occur without notice. I agree to be bound by such changes. I specifically agree to pay a reasonable rate of interest on the principal amount of any debit balance carried with respect to My Account. Interest may be charged against My Account in connection with cash withdrawals, if the proceeds from a security sale are disbursed before the regular settlement date of the sale transaction and late payments. If Redbridge receives My payment for securities purchases in a cash account after the settlement date, I shall be charged a late payment fee. Refer to https://www.bbae.com/fees/ for a list of all fees and charges, including the late payment fee. The charges shall accrue until paid and posted to My Account on the day following payment of the debit balance. Interest due on My Account is payable on demand. I also agree to pay such expenses incurred by You in connection with collection of any unpaid balance due on My Accounts including, but not limited to, attorney"s fees allowed by law. I understand that if my account does not have sufficient funds to cover any upcoming charges, a prorated fee may be applied and Redbridge retains the right to close my account to prevent additional debits.

41. ACH and International Wire Transfers.

1. ACH Transfers.

I authorize Redbridge, at its discretion and without further prior notice, to utilize an electronic check process or Automated Clearing House ("ACH") facility to draft funds in the amount of any of My checks payable to Redbridge, its agents or assigns. Money deposited via ACH is normally not available for withdrawal for 5 business days. Within 60 days of the date of My ACH deposit, My funds may only be withdrawn to the bank account from which such funds were deposited. I understand that for the ACH transfers to be established, at least one common name must match exactly between My Redbridge account and My bank accounts. To send and receive ACHs My bank must be a member of the ACH system. For ACH transactions, I hereby grant You limited power of attorney for purposes of redeeming any shares in My Account and direct You to accept any orders to make payments to an authorized bank account and to fulfill these orders through the redemption of shares in My Account. In addition, if I or any joint account owner decides to rescind an ACH transfer, I hereby direct and grant You power of attorney to redeem any shares necessary to fulfill and make such rescission regardless if I incur any loss.

An ACH bank reversal may occur when (A) there are insufficient funds in My bank account, (B) there is a duplicate transaction, (C) the transaction is denied, or (D) the type of account is incorrect. I acknowledge that in the event of an ACH bank reversal, I will incur a fee. Before making an ACH transfer, I agree to check Redbridge"s most recent Commissions and Fees Schedule, available at https://www.bbae.com/fees/. I agree that I am solely liable and responsible for any ACH reversal fees that I incur.

2. International Wire Transfers.

If I arrange for a wire transfer to be directed to My Account, I am responsible for ensuring that such wire is initiated properly, addressed properly, and bears appropriate wire instructions in exactly the form required by You for identification of Me and My Account. I understand that any erroneous, mismatched or incomplete identifying information on an incoming wire transfer may result in such wire being rejected, lost, posted to an incorrect Account or returned to the originating bank without notice to Me and I agree to indemnify and hold You and Your affiliates harmless from any Losses arising out of or relating to any erroneous, mismatched or incomplete identifying information on an incoming wire.

By sending You a wire transfer request, I authorize You and Your bank service provider to act on my behalf to initiate the wire transfer or check disbursement. It is My responsibility to ensure that My instructions are accurate before requesting You to initiate a wire transfer. In order to complete My wire transfer request, My name and My address on file in My Account must match what I have on file at the recipient bank; and I must provide the correct recipient bank"s name, recipient bank"s address, recipient bank account number, and BIC/SWIFT code.

In accepting wire transfer requests, You may rely upon the identifying number (such as routing number, account number and BIC/SWIFT code) of the recipient, the recipient"s financial institution or any intermediary bank, as instructed. Also, the recipient"s bank in the wire transfer requests may make payment on the basis of the identifying number even if it identifies a person or entity different from the named recipient. If I provided You with incorrect instructions or recipient information I may lose the amount of the wire transfer. I agree to indemnify and hold You and Your affiliates harmless from any Losses arising out of or relating to any erroneous, mismatched or incomplete identifying information on an outgoing wire.

I must have sufficient available balance in My Account to cover the wire transfer amount and the wire transfer fee at the time I send You the wire transfer request. You will not be obligated to make any wire transfer unless I have sufficient available balance in My Account to cover the wire transfer amount and the wire transfer fee at the time I send You the wire transfer request. You have the right to neither send nor process any wire transfer request without notice in the event of insufficient available funds. You also may reject any wire transfer request for any reason or no reason.

All wire transfer requests provided to You are subject to Your review and acceptance. Your confirmation, if any, of the receipt of My wire transfer request is an indication only that You have received My wire transfer request. You reserve the right to refuse to pay any wire transfer recipient whom I designate in the wire transfer request.

A wire transfer request cannot be amended or canceled after You receive it. You may in Your sole discretion attempt to abide by a subsequent request for a change, but You are not obligated to do so. Any acceptance by You of a request by Me to amend, recall, or trace a wire transfer is made conditionally upon the express understanding by Me that You cannot guarantee fulfillment of such a request and that You are not responsible for any failure to change, recall, or trace such wire transfer. I agree to indemnify and hold You and Your affiliates harmless from any Losses arising out of or relating to an attempt to amend or cancel a wire transfer.

All wire transfer requests received by You after the cutoff time will be reviewed and processed within a commercially reasonable time, generally within one business day. Wire transfer requests entered after the cutoff time may start to process immediately, in Your sole discretion. I understand that any cutoff times referenced in this Agreement reflect the times displayed on Your internal system clocks and may not necessarily be synchronized with the internal clock displayed on My personal device. For this reason, You suggest that I send any wire transfer requests to You sufficiently in advance of such cutoff times to eliminate the possibility of missing the cutoff.

Notwithstanding any information I provide on My wire transfer request to the contrary, You reserve the right to use any funds transfer system and intermediary bank in the execution of My wire transfer request, and You may use any means of executing wire transfer requests that You deem reasonable in the circumstances. I authorize such funds transfer systems and any intermediary or recipient banks to deduct fees from the funds transferred. I understand that You or any intermediary or recipient banks may apply their prevailing currency exchange rate(s) in the conversion and payment of funds. I am aware that currency exchange rates fluctuate over time and I accept the risks of such fluctuation. I also understand that all incoming and outgoing wire transfers must be in U.S. dollars.

I agree that I will not hold You liable for any damages resulting from an intermediary or recipient bank"s decision not to accept any wire transfer. You are not responsible for any fees, delay, misplacement, loss, errors, any act or failure to act by You or an intermediary or recipient bank or any other third party. I agree that My wire transfers are subject to the fees set forth in Your Commissions and Fees schedule, available at https://www.bbae.com/fees/ I also agree that I am solely responsible for all such fees, including, without limitation, wire transfer reversal fees for both incoming and outgoing wire transfer requests. Additionally, I agree that I am solely responsible for any additional fees that any originating, intermediary, or recipient banks may charge.

42. Electronic Delivery of Trade and Account Information; Notice.

All communications, including account statements, trade confirmations, margin calls, notices, disclosures, regulatory communications and other information, documents, data and records regarding My Account, or an alert that such communication has been posted to the secure section of the Platform, and is available for viewing, may be sent to Me at the mailing address for My Account or the e-mail address that I have given to You in My account application (to either e-mail address in the case of joint accounts where each account holder has given an e- mail address; notice to both e-mail addresses is not required) or at such other address as I may hereafter give You in writing or by e-mail at least 10 calendar days prior to delivery, and all communications so sent, whether in writing or otherwise, shall be deemed given to Me personally, whether actually received or not.

43. Arbitration.

1. This Agreement contains a pre-dispute arbitration clause. By signing an arbitration agreement, the parties agree as follows:

1. All parties to this Agreement are giving up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules of the arbitration forum in which a claim is filed.

2. Arbitration awards are generally final and binding; a party"s ability to have a court reverse or modify an arbitration award is very limited.

3. The ability of the parties to obtain documents, witness statements and other discovery is generally more limited in arbitration than in court proceedings.

4. The arbitrators do not have to explain the reason(s) for their award unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 calendar days prior to the first scheduled hearing date.

5. The panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry.

6. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought to court.

7. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this agreement.

2. Any controversy or claim arising out of or relating to this Agreement shall be settled by arbitration in accordance with the rules of FINRA dispute Resolution, inc. ("FINRA DR"). I agree to arbitrate any controversy or claim before FINRA DR in the State of Delaware.

3. This agreement to arbitrate constitutes a waiver of the right to seek a judicial forum unless such a waiver would be void under the federal securities laws. If I am a foreign national, non-resident alien, or if I do not reside in the United States, I agree to waive My right to file an action against You in any foreign venue.

4. No person shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action; or who is member of a putative class who has not optioned out of the class with respect to any claims encompassed by the putative class action until: (1) the class certification is denied; (2) the class is decertified; or (3) the customer is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under this Agreement except to the extent stated herein.

44. API

1. Overview; Definitions.

Redbridge may, in its sole discretion, provide third parties with an application programming interface and other materials in accordance with any accompanying documentation (collectively, the "API Package") (such third parties, "API Licensees"), to make available certain features and functionality of Redbridge"s mobile applications, websites, or technology platform via the API Licensees" products (such products, the "Licensee Products"). The API Package and the Licensee Products are collectively referred to as the "API Products".

"Information" means My personally identifiable information (including, without limitation, username, logon password, financial information, trade data, and other financial information) and all data exchanged between Redbridge and the API Products.

2. Access to My Personal Information.

Through My use of any API Products, I may be providing API Licensees with access to My Account and Information. By using any API Products, I acknowledge that such API Products may employ security, policies, procedures and systems of API Licensees which may or may not be less stringent and secure than Redbridge"s policies, procedures and systems. I agree that My use of any API Products shall be subject to the terms and conditions of this Agreement, in addition to any other agreements which I executed with respect to any such API Products. I understand and agree that any end user agreement that I executed with any API Licensee is concluded between Me and such API Licensee only, and not with Redbridge; and such API Licensee, not Redbridge, is solely responsible for such Licensee Product and the content thereof. I understand and agree that the API Products may deliver Information to Redbridge, and that Redbridge is authorized to receive and store such Information consistent with Redbridge" then in effect policies and procedures. Further, I agree that the API Products may request Information stored by Redbridge, and I consent to Redbridge"s disclosure of such Information to the API Products.

3. No Recommendations.

To the extent the Licensee Products or API Licensees express opinions or make recommendations, I understand that such opinions and recommendations are expressed solely by API Licensees and are not the opinions or recommendations of Redbridge. The existence of the API Products and Redbridge"s consent to any connectivity between any Licensee Products and the Platform does not constitute (i) any recommendation by Redbridge to invest in any security or utilize any investment strategy; or (ii) any representation, warranty or other guarantee by Redbridge as to the present or future value or suitability of any sale, trade or other transaction involving any particular security or any other investments. The existence of any and all information, tools and services provided by API Licensees and/or by the Licensee Products shall not constitute Redbridge"s endorsement of API Licensees and/or the Licensee Products.

4. Data Provided by Redbridge to API.

From time to time, and subject to then in effect agreements between Redbridge and API Licensees, Redbridge may, in its own discretion, make market data feeds received from third parties available via the API Products. Redbridge does not make any guarantees in regards to such market data feeds. Furthermore, API Licensees and/or Licensee Products may make available to Me market data feeds independent of Redbridge. I am aware that from time to time that there may be discrepancy between the market data presented on the App and information provided by any API Products due to a variety of reasons, including, without limitation, the time to update and transmit such data to a mobile application or web site and latency caused by such API Product"s and/or My local environment (computer set up, connection speed, etc.). Redbridge is not responsible for the accuracy of market data displayed on any API Products or otherwise made available by API Licensees.

5. Risks; No Liability.

I acknowledge that there may be latency between the time an order (or other Information) is submitted from the API Products and the time such order or Information is received by Redbridge. Latency may also affect order modification and order cancellation requests. The time an order or a request is actually received by Redbridge (including for execution) will be the official time, including for the purposes of routing the order to the market for execution. In addition, all orders submitted to Redbridge are subject to order vetting by Redbridge. Orders created and submitted through any API Products are not vetted until they are received by Redbridge. It is possible that Redbridge may reject an order placed through any API Products. Redbridge cannot guarantee that any order will be accepted when such order is routed to the market for execution, and Redbridge cannot guarantee that notifications and Information provided to Me by Redbridge will be successfully delivered to or displayed by any API Products.

Without limiting the generality of any other terms in this Agreement, I agree that:

1. Redbridge shall not be liable for any losses as a result of any issues addressed in this Section 44 of this Agreement nor shall Redbridge be liable for any losses realized for technical issues involving any API Products and/or API Licensee technology or product offerings (including, but not limited to, system outages or downtime).

2. Redbridge shall not be responsible for any investment research provided by any API Licensee or any Licensee Products.

3. Redbridge makes no representations, warranties or other guarantees as to the accuracy, timeliness or efficacy of any market data, information, or other functionality made available by any API Licensee or any API Products.

6. Intellectual Property.

My use of any API Products will not confer to Me any title, ownership interest or intellectual property rights that otherwise belongs to Redbridge or any of its affiliates. The API Package, including content, is protected under U.S. patent, copyright laws, international treaties or conventions and other laws and will remain Redbridge"s exclusive property, as applicable. Names, logos and all related product and service names, design marks and slogans displayed by or relating to Redbridge or any of its affiliates or API Licensees in the context of the API Products shall remain the property of the respective owner and use of such property by Redbridge or any API Licensee in marketing or provision of any API Products does not grant ownership of or entitle Me to use any such name or mark in any manner.

7. User"s Representations and Warranties.

I represent and warrant that:

1. By virtue of utilizing any API Products, I consent to and accept any risk associated with Redbridge"s sharing of Information with any API Licensee and shall not hold Redbridge and/or its affiliates, subsidiaries, officers, and employees responsible for any damages or losses resulting from the sharing of such Information.

2. I agree that My use of any API Products or API Licensee"s content, information, technology, or functionality is at My own risk.

3. I agree that Redbridge may revoke any API Licensee or API Products" authorization at any time, for any reason, with or without cause and without prior notice to Me.

45. Electronic Signatures and Modifications to the Agreement.

I agree to transact business with You electronically. By electronically signing an application for an account, I acknowledge and agree that such electronic signature is valid evidence of My consent to be legally bound by this Agreement and such subsequent terms as may govern the use of Your services. The use of an electronic version of any document fully satisfies any requirement that the document be provided to Me in writing. I accept notice by electronic means as reasonable and proper notice, for the purpose of any and all laws, rules and regulations. I acknowledge and agree that Redbridge may modify this Agreement from time-to- time and I agree to consult the Platform from time-to-time for the most up-to-date Agreement.

The electronically stored copy of this Agreement is considered to be the true, complete, valid, authentic and enforceable record of the Agreement, admissible in judicial or administrative proceedings to the same extent as if the documents and records were originally generated and maintained in printed form. I agree to not contest the admissibility or enforceability of Redbridge"s electronically stored copy of the Agreement.

1. Consent to Electronic Delivery of Documents.

By agreeing to electronic delivery, I am giving My informed consent to electronic delivery of all Account Documents, as defined below, other than those I have specifically requested to be delivered in paper form.

"Account Documents" include notices, disclosures, current and future account statements, regulatory communications (such as prospectuses, proxy solicitations, and privacy notices), trade confirmations, and any other information, documents, data, and records regarding My Account and the services (including amendments to this Agreement) delivered or provided to me by Redbridge, the issuers of the securities and/or other property in which I invest, and any other parties. I agree that I can download, save, and/or print any Account Documents I receive via electronic delivery for my records.

2. Electronic Delivery System.

I acknowledge that Your primary methods of communication with Me include, without limitation, (A) posting information on the Platform, (B) providing information via the App, and (C) sending email(s) to My email address of record, and, to the extent required by law, (D) providing Me with notice(s) that will direct Me to the Platform where I can read and print such information. Unless otherwise required by law, You reserve the right to post Account Documents on the Platform without providing notice to Me. Further, You reserve the right to send Account Documents to My postal or email address of record, or via the App. I agree that all Account Documents provided to Me in any of the foregoing manner is considered delivered to Me personally when sent or posted by Redbridge, whether I receive it or not.

All e-mail notifications regarding Account Documents will be sent to My e-mail address of record. I understand that e-mail messages may fail to transmit promptly or properly, including being delivered to SPAM folders. I further understand that it is my sole responsibility to ensure that any emails from Redbridge are not marked as SPAM. Regardless of whether or not I receive an e-mail notification, I agree to check the Platform regularly to avoid missing any information, including, without limitation, time- sensitive or otherwise important communication.

Additionally, I acknowledge that the Internet is not a secure network and agree that I will not send any confidential information, including, without limitation, Account numbers or passwords, in any unencrypted e-mails. I also understand that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties and agree to hold You and Your parent company and affiliates harmless for any such access regardless of the cause.

I agree to promptly and carefully review all Account Documents when they are delivered and notify Redbridge in writing within five (5) calendar days of delivery if I object to the information provided. If I fail to object in writing within five (5) calendar days of delivery, Redbridge is entitled to treat such information as accurate and conclusive.

3. Costs.

Potential costs associated with electronic delivery of Account Documents may include charges from Internet access providers and telephone companies, and I agree to bear these costs. Redbridge will not charge Me additional online access fees for receiving electronic delivery of Account Documents.

4. Archival.

Through the Platform, I will have access to an archive of all documents I received via electronic delivery for a period of one (1) year. Upon My request, I may obtain copies of earlier documents for up to six (6) years for account statements, and three (3) years for trade confirmations.

5. Revocation of Consent.

Subject to the terms of this Agreement, I may revoke or restrict My consent to electronic delivery of Account Documents at any time by notifying Redbridge in writing of my intention to do so. I also understand that I have the right to request paper delivery of any Account Document that the law requires Redbridge to provide Me in paper form. I understand that if I revoke or restrict My consent to electronic delivery of Account Documents or request paper delivery of same, Redbridge, in its sole discretion, may charge Me a reasonable service fee for the delivery of any Account Document that would otherwise be delivered to Me electronically, restrict or close My account, and/or terminate My access to Redbridge"s services. I understand that neither My revocation or restriction of consent, My request for paper delivery, nor Redbridge"s delivery of paper copies of Account Documents will affect the legal effectiveness or validity of any electronic communication provided while My consent was in effect.

6. Duration of Consent.

My consent to receive electronic delivery of Account Documents will be effective immediately and will remain in effect unless and until either I or Redbridge revokes it. I understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and that I may receive electronic notifications until such consent is processed.

7. Hardware and Software Requirements.

I understand that in order to receive electronic deliveries, I must have access to the Internet, a valid e-mail address, and the ability to download such applications as Redbridge may specify and to which I have access. I also understand that if I wish to download, print, and/or save any information I wish to retain, I must have access to a printer or other device in order to do so.

8. Consent and Representations.

I hereby agree that I have carefully read the above information regarding informed consent to electronic delivery and fully understand the implications thereof. Additionally, I hereby agree to all conditions outlined above with respect to electronic delivery of any Account Document. I will maintain a valid e-mail address and continue to have access to the Internet. If my e-mail address changes, I agree to immediately notify Redbridge of my new e-mail address in writing.

46. Miscellaneous Provisions.

The following provisions shall also govern this Agreement:

1. Headings

The heading of each provision hereof is for descriptive purposes only and shall not be (1) deemed to modify or qualify any of the rights or obligations set forth herein or (2) used to construe or interpret any of the provisions hereunder.

2. Binding Effect; Assignment.

This Agreement shall bind My heirs, assigns, executors, successors, conservators and administrators. I may not assign this Agreement or any rights or obligations under this Agreement without first obtaining your prior written consent. You may assign, sell or transfer My Account and this Agreement, or any portion thereof, at any time, without My prior consent.

3. Severability.

If any provisions or conditions of this Agreement are or become inconsistent with any present or future law, rule or regulation of any applicable government, regulatory or self-regulatory agency or body, or are deemed invalid or unenforceable by any court of competent jurisdiction, such provisions shall be deemed rescinded or modified, to the extent permitted by applicable law, to make this Agreement in compliance with such law, rule or regulation, or to be valid and enforceable, but in all other respects, this Agreement shall continue in full force and effect.

4. Entirety of Agreement.

This Agreement, any attachments hereto, other agreements and policies referred to in this Agreement (including, but not limited to, the Platform postings), and the terms and conditions contained in My Account statements and confirmations, contain the entire agreement between Redbridge and Me and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between Redbridge and Me, provided, however, that any and all other agreements between Redbridge and Me, not inconsistent with this Agreement, will remain in full force and effect.

5. Platform Postings.

I agree and understand that Redbridge may post other specific agreements, disclosures, policies, procedures, terms and conditions that apply to My use of Platform or My Account on the Platform. I understand that it is My continuing obligation to understand the terms of such postings, and I agree to be bound by such postings as are in effect at the time of My use.

6. Amendment.

You may at any time amend this Agreement without prior notice to Me. The current version of the Agreement will be posted on the Platform and My continued Account activity after such amendment constitutes My agreement to be bound by all then in effect amendments to the Agreement, regardless of whether I have actually reviewed them. Continued use of the Platform or any other Redbridge services after such posting will constitute My acknowledgment and acceptance of such amendment. I agree to regularly consult the Platform for up-to-date information about Redbridge services and any modifications to this Agreement. You are not bound by any verbal statements that seek to amend the Agreement.

7. Termination.

You may terminate this Agreement, or close, deactivate or block access to My Account at any time in Your sole discretion. I will remain liable to You for all obligations incurred in My Account or otherwise, whether arising before or after termination. I may terminate this Agreement after paying any obligations owed upon written notice. This Agreement survives termination of My Account.

8. No Waiver; Cumulative Nature of Rights and Remedies.

I understand that Your failure to insist at any time upon strict compliance with any term contained in this Agreement, or any delay or failure on Your part to exercise any power or right given to You in this Agreement, or a continued course of such conduct on Your part, shall at no time operate as a waiver of such power or right, nor shall any single or partial exercise preclude any other further exercise. All rights and remedies given to You in this Agreement are cumulative and not exclusive of any other rights or remedies to which You are entitled.

9. International Customers.

The products and services described on the Platform are offered only in jurisdictions where they may be legally offered. The Platform shall not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. I understand that You, at Your sole discretion may accept unsolicited accounts from non-U.S. residents, depending on the country of residence and other factors. I understand that You are based in the United States and that You accept only U.S. currency in Your customer accounts.

10. Governing Law.

This Agreement and all transactions made in My Account shall be governed by the laws of the State of Delaware (regardless of the choice of law rules thereof), except to the extent governed by the federal securities laws, FINRA Rules, and the regulations, customs and usage of the exchanges or market (and its clearing house) on which transactions are executed.

I UNDERSTAND THAT THE TERMS AND CONDITIONS OF THIS AGREEMENT GOVERN ALL ASPECTS OF MY RELATIONSHIP WITH YOU REGARDING MY ACCOUNTS. I WILL CAREFULLY READ, UNDERSTAND AND ACCEPT THE TERMS AND CONDITIONS OF THIS AGREEMENT BEFORE I CLICK "SUBMIT APPLICATION" OR OTHER SIMILARLY WORDED BUTTON. IF I HAVE ANY QUESTIONS ABOUT ANY OF THE PROVISIONS IN THIS AGREEMENT, I WILL EMAIL AT SERVICE@RBSECURITIES.COM OR CALL REDBRIDGE AT +1-800 950-5266 or +86-400-707-1292. I UNDERSTAND THAT CLICKING "SUBMIT APPLICATION" IS THE LEGAL EQUIVALENT OF MY MANUALLY SIGNING THIS AGREEMENT AND I WILL BE LEGALLY BOUND BY ITS TERMS AND CONDITIONS. BY ENTERING INTO THIS AGREEMENT, I ACKNOWLEDGE RECEIPT OF THE REDBRIDGE PRIVACY AND SECURITY STATEMENT. I UNDERSTAND THAT THIS AGREEMENT MAY BE AMENDED FROM TIME TO TIME BY REDBRIDGE, WITH REVISED TERMS POSTED ON THE REDBRIDGE WEB SITE. I AGREE TO CHECK FOR UPDATES TO THIS AGREEMENT. I UNDERSTAND THAT BY CONTINUING TO MAINTAIN MY SECURITIES BROKERAGE ACCOUNT WITHOUT OBJECTING TO ANY REVISED TERMS OF THIS AGREEMENT, I AM ACCEPTING THE TERMS OF THE REVISED AGREEMENT AND I WILL BE LEGALLY BOUND BY ITS TERMS AND CONDITIONS. IF I REQUEST OTHER SERVICES PROVIDED BY REDBRIDGE THAT REQUIRE ME TO AGREE TO SPECIFIC TERMS AND CONDITIONS ELECTRONICALLY (THROUGH CLICKS OR OTHER ACTIONS) OR OTHERWISE, SUCH TERMS AND CONDITIONS WILL BE DEEMED AN AMENDMENT AND WILL BE INCORPORATED INTO AND MADE PART OF THIS AGREEMENT. I ALSO UNDERSTAND THAT BY CLICKING "SUBMIT APPLICATION" I HAVE ACKNOWLEDGED THAT THIS AGREEMENT CONTAINS A PREDISPUTE ARBITRATION CLAUSE IN SECTION 43 HEREIN.

In consideration of Redbridge Finance LLC and its agents and assigns (collectively, "Redbridge Finance", "You", or "Your") opening one or more accounts on my behalf ("My Account(s)" or the "Account(s)"), I represent and agree with respect to all Accounts as applicable, to the terms set forth below (the "Agreement"). When used in this Agreement, the words "I", "Me", "My", "We", or "Us" mean the owner(s) of the Account. For the avoidance of doubt, in the case of a joint account, the words "I", "Me", "My", "We" or "Us" means each of the owners of the joint Account.

YOU UNDERSTAND THAT THE TERMS AND CONDITIONS OF THIS AGREEMENT GOVERN ALL ASPECTS OF RELATIONSHIP WITH REDBRIDGE FINANCE REGARDING YOUR ACCOUNT(S). YOU MUST CAREFULLY READ, UNDERSTAND AND ACCEPT THE TERMS AND CONDITIONS OF THIS CUSTOMER AGREEMENT BEFORE CLICKING "SUBMIT APPLICATION" OR OTHER SIMILARLY WORDED BUTTON. IF YOU HAVE ANY QUESTIONS ABOUT ANY OF THE PROVISIONS IN THIS CUSTOMER AGREEMENT, YOU MAY EMAIL SUPPORT@REDBRIDGEFIN.COM. YOU ACKNOWLEDGE THAT CLICKING "SUBMIT APPLICATION" IS THE LEGAL EQUIVALENT OF MANUALLY SIGNING THIS AGREEMENT AND THAT YOU WILL BE LEGALLY BOUND BY ITS TERMS AND CONDITIONS. BY ENTERING INTO THIS AGREEMENT, YOU ACKNOWLEDGE RECEIPT OF THE REDBRIDGE PRIVACY POLICY.

YOU UNDERSTAND THAT THIS CUSTOMER AGREEMENT MAY BE AMENDED FROM TIME TO TIME BY REDBRIDGE FINANCE, WITH REVISED TERMS POSTED ON THE REDBRIDGE PLATFORM (AS DEFINED IN THIS AGREEMENT), AND YOU AGREE TO CHECK FOR UPDATES TO THIS CUSTOMER AGREEMENT. YOU UNDERSTAND THAT BY CONTINUING TO MAINTAIN AN ACCOUNT WITHOUT OBJECTING TO ANY REVISED TERMS OF THIS CUSTOMER AGREEMENT, THAT YOU ARE ACCEPTING THE TERMS OF THE REVISED CUSTOMER AGREEMENT AND WILL BE LEGALLY BOUND BY ITS TERMS AND CONDITIONS. IF YOU REQUEST OTHER SERVICES PROVIDED BY REDBRIDGE FINANCE THAT REQUIRE YOU TO AGREE TO SPECIFIC TERMS AND CONDITIONS ELECTRONICALLY (THROUGH CLICKS OR OTHER ACTIONS) OR OTHERWISE, SUCH TERMS AND CONDITIONS WILL BE DEEMED AN AMENDMENT AND WILL BE INCORPORATED INTO AND MADE PART OF THIS CUSTOMER AGREEMENT. YOU ALSO UNDERSTAND THAT BY CLICKING "SUBMIT APPLICATION" YOU HAVE ACKNOWLEDGED THAT THIS CUSTOMER AGREEMENT CONTAINS A PREDISPUTE ARBITRATION CLAUSE IN SECTION 18 HEREIN.

BY ENTERING INTO THIS AGREEMENT, YOU ALSO AGREE TO THE TERMS OF THE DOCUMENTS CONTAINED IN THE DISCLOSURE LIBRARY. YOU UNDERSTAND THAT THE DOCUMENTS CONTAINED IN THE DISCLOSURE LIBRARY MAY BE AMENDED FROM TIME TO TIME BY REDBRIDGE FINANCE OR NEW DOCUMENTS ADDED. YOU AGREE TO CHECK THE DISCLOSURE LIBRARY FOR UPDATES TO ITS CONTENTS. YOU UNDERSTAND THAT BY CONTINUING TO MAINTAIN AN ACCOUNT WITHOUT OBJECTING TO ANY NEW OR REVISED DISCLOSURE LIBRARY DOCUMENTS, THAT YOU ARE ACCEPTING SUCH NEW AND/OR REVISED TERMS AND WILL BE LEGALLY BOUND BY THEM.

1. Capacity and Status; Eligibility.

(A) I am of legal age under the laws of the country where I reside and authorized to enter into this Agreement. No person, except Myself (or any person named in a separate agreement or joint account), has any interest in the Account opened pursuant to this Agreement. Redbridge Finance reserves the right to assess or reassess at any time My eligibility to maintain an Account and utilize the website and mobile application operated by BBAE Holdings LLC and certain of its affiliates/subsidiaries, including Redbridge Finance (the "Platform").

(B) I understand that I may only open an Account if I am a resident of jurisdictions where it is legal to do so. If at any point I cease to be a resident of a jurisdiction where the opening of and maintenance of the Account is legal, I understand that Redbridge Finance, at its sole discretion, may close or restrict access to My Account. In the event that I cease to be a resident of a jurisdiction where the opening of and maintenance of the Account is legal, I will notify Redbridge Finance in writing immediately. I further understand that I may not be able to access My Account while physically present in certain other jurisdictions outside of the jurisdiction in which I reside. Lastly, I understand that if I attempt to access My Account from a jurisdiction subject to certain U.S. sanctions or I am ordinarily resident in such a jurisdiction, or if Redbridge Finance reasonably believes that I am attempting such access or have become a resident in such a jurisdiction, Redbridge Finance may restrict the Account. If this happens, I understand that I should contact +1-800 950-5266 or +86-400-707-1292.

2. Authorization. I appoint You as My agent for the purpose of carrying out My directions to You in accordance with the terms and conditions of this Agreement. You are authorized to open or close My Account(s), initiate Deposits (as defined below), Withdrawals (as defined below), provide My instructions to third-party service providers ("Third Party Service Provider(s)"), effectuate transfers of funds in and out of My Account in connection with Orders (as defined below), as well as take such other steps as are reasonable to carry out My directions. I agree to receive and transmit financial information through such electronic means. My use or My grant of access to My Account to any third-party to access information or provide instructions with respect to My Account is solely at My risk.

3. Information Accuracy. I: (i) certify that the information contained in My account application and any other document that I furnish to You in connection with My Account(s) is complete, true and correct, and acknowledge that knowingly giving false information for the purpose of inducing You to provide financial services is a federal crime; (ii) authorize You to contact any individual or firm noted herein or on the documents referred to in subsection (i) of this Section and any other normal sources of debit or credit information; (iii) authorize anyone so contacted to furnish such information to You as You may request; and (iv) agree that this Agreement, the account application and any other document I furnish in connection with My Account is Your property, as the case may be. I shall promptly advise You of any changes to the information in such agreements and documents in writing within ten (10) calendar days. I authorize You to obtain reports and provide information to others concerning My creditworthiness and business conduct. Upon My request, You agree to provide Me a copy of any report so obtained. You may retain this Agreement, the Account application, and all other such documents and their respective records at Your sole discretion, whether or not any service is extended, or Account opened by You on My behalf.

4. Important Information Needed to Open a New Account. To help the government better detect the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Therefore, I understand that when I open My Account You or Your affiliates will ask for My name, address, date of birth, or country identification number, and other identifying information. You or Your affiliates may also ask for copies of My driver's license, passport, taxpayer identification number, country of issuance, alien identification number, number and country of issuance of any other government-issued document evidencing nationality or residence and bearing a photograph or similar safeguard, or other identifying documents as You or Your affiliates so determine. I understand that You or Your affiliates may take steps to verify the accuracy of the information I provide to You or Your affiliates in My Account application or otherwise. If, for any reason, I am unable to provide the information necessary to verify My identity, You may restrict My access to My Account pending such verification or close My Account. I will provide prompt notification to You of any changes in the information including My name, address, e-mail address and telephone number.

5. My Accounts.

(A) In addition to Redbridge Finance, the Platform is operated by Redbridge Securities LLC ("Redbridge Securities"). I understand that my relationship with Redbridge Securities is governed by the terms and conditions of that certain agreement between me and Redbridge Securities (the "RBS Customer Agreement"). I further understand any U.S. securities transactions will be effectuated through My self-directed brokerage account carried by Apex Clearing Corp. ("Apex") and if applicable, certain securities traded on foreign securities exchanges will be effectuated through My self-directed brokerage account carried by other clearing firms (each, a "Clearing Firm," and such accounts collectively, My "Brokerage Accounts"). I understand that My Brokerage Accounts are separate and distinct from My Account with Redbridge Finance. I understand that My Brokerage Accounts are governed by the RBS Customer Agreement and the customer agreements I have entered into with the Clearing Firms (together, the "Customer Agreements"), respectively, which I will enter and agree to in conjunction with My Account with Redbridge Finance.

(B) I understand that Redbridge Finance maintains My Account at a bank which is a member of the Federal Deposit Insurance Corporation ("FDIC"). My funds held in My Account is insured up to $250,000 against the failure of a FDIC member bank. I understand that FDIC insurance does not protect against the failure of Redbridge Finance or malfeasance by any Redbridge Finance employee. Redbridge Finance and the bank at which My Account is held are not members of FINRA or SIPC and therefore My Property held in My Account is not Securities Investor Protection Corporation ("SIPC") protected. I understand and acknowledge that when accessing the Platform and engaging in various types of activity, including but not limited to buying and selling securities, My funds will move from My Account to My Brokerage Accounts and vice versa.

I further understand and acknowledge that My Property is treated differently and subject to separate regulatory regimes depending on whether or not such Property is held in My Account or in My Brokerage Accounts. Specifically, I understand that the Clearing Firms are members of the Securities Investor Protection Corporation ("SIPC"), which provides protection for accounts up to $500,000 (including $250,000 for claims of cash). For purposes of this Agreement, "Property" shall mean all monies, contracts, investments, and options, whether for present or future delivery, and all related distributions, proceeds, products, and accessions. This includes all such Property held, maintained, or carried by a Clearing Firm in any manner for Me.

(C) All funds held on My behalf by Redbridge Finance will be segregated by Redbridge Finance and held in segregated bank accounts. Redbridge Finance may hold My funds and aggregate the money of other customers in the same bank account (i.e., an omnibus account). There is a risk of loss associated with the use of omnibus accounts. These risks may include legal risks, liquidation or financial risks, haircut risks, and third-party risks, among others. In the event of the insolvency or any other analogous proceedings in relation to a third-party, Redbridge Finance may only have an unsecured claim against the third-party on My behalf, and I will be exposed to the risk that the funds received by Redbridge Finance from the third party is insufficient to satisfy My claims in respect of My Account. Redbridge Finance hereby disclaims any and all liability or responsibility for any resulting losses.

(D) Limited Purpose. I understand that My Account is a limited purpose Account and that I may only effectuate Deposits, Withdrawals, and Orders, consistent with the terms of this Agreement. I understand that I may not effectuate transfers of funds from My Account to any third-party locations or accounts other than consistent with the Deposit, Withdrawal, and Order mechanics detailed below, or as Redbridge Finance may otherwise allow in its sole discretion.

(E) Deposits; Withdrawals.

i. I understand that I may deposit funds into My Account at any time using the tools made available to Me on the Platform (a "Deposit"). I understand that if I reside in a jurisdiction outside the U.S., through the tools made available to Me on the Platform, I may initiate a Deposit in local fiat currency ("Local Currency"), i.e., non-U.S. dollars, by providing You with an instruction to provide instructions to a Third-Party Service Provider to convert, one or more times, My Deposit in Local Currency to U.S. dollars ("USD"), as necessary to effectuate a Deposit into My Account. I understand that You and certain Third-Party Service Providers may charge fees or commissions in connection with cross-border transfer services and/or foreign exchange commissions and that You will pass on any such fees or commissions to Me. I understand Redbridge Finance only accepts wire transfers from outside the U.S. and wire transfers and Automated Clearing House transactions ("ACH") from the U.S. Redbridge Finance reserves the right to impose Deposit limits and Deposit fees by giving Me reasonable advance notice.

ii. I understand that I may withdraw money from My Account at any time using the tools made available to Me on the Platform (a "Withdrawal"). If I provide an instruction to withdraw money from My Account, Redbridge Finance will reduce the requested money immediately from My Account balance and shall process the withdrawal within the following seven (7) business days. I understand that certain restrictions may apply if fraud or other potential anti-money laundering concerns are raised. Redbridge Finance's internal investigations may cause Redbridge Finance to hold My funds significantly longer than the period indicated herein. My Withdrawal request will be processed provided that the following requirements are met: (a) My instruction includes all required information; (b) My instruction is to make a payment through any payment method in My name used by me when the Account was initially funded ("Original Payment Method"); and (c) My Account has been verified. If Redbridge Finance is unable to send My funds or any partial amount thereof through the Original Payment Method, Redbridge Finance reserves the right to pay the amount through an alternative payment method indicated by Me. Redbridge Finance shall not be held responsible for any transfer fees or charges charged by the receiver resulting from the completion of a Withdrawal.

iii. I understand that You may aggregate Deposits or Withdrawals initiated by Me with the funds of other customers of Redbridge Finance.

iv. I acknowledge and agree that all amounts due to Redbridge Finance, Redbridge Securities, or a Clearing Firm may be deducted from My Account. I authorize Redbridge Finance to automatically debit My Account for any applicable charges, fees, costs, and taxes owed by Me.

v. In connection with My requests to make Deposits and/or Withdrawals, I hereby authorize You to take any and all action necessary with respect to My Accounts, including but not limited to delivering any and all instructions on My behalf to Third-Party Service Providers consistent with the terms of this Agreement.

6. Brokerage Orders.

(A) Transfers. Consistent with the terms of this Agreement and the Customer Agreements, I fully understand and acknowledge that I must have adequate funds in My Account in order to place, buy, or make orders with Redbridge Securities (an "Order"). When placing an Order pursuant to the terms of the Customer Agreements, I explicitly agree, acknowledge, and instruct Redbridge Finance to transfer necessary funds in the amount of the purchase price from My Account to My Brokerage Account(s). When I place a sell Order through My Brokerage Accounts, I explicitly understand, acknowledge, and agree that the proceeds of such sell transactions will ultimately be transferred to My Account, pursuant to the terms of the Customer Agreements. I understand that You may aggregate My funds with the funds of other customers of Redbridge Finance when initiating any transfers related to the above.

(B) Refusal to Allow Withdrawals. I understand that You may refuse to allow a Withdrawal from My Account if it would leave insufficient funds in the Account to satisfy an Order. Where I initiate a Deposit into My Account and then initiate a Withdrawal shortly afterwards, You reserve the right to delay settlement until the relevant Deposit has cleared.

7. Interest. I understand that by opening My Account I may be able to earn interest on the cash balances held in My Account (the "Program"). I understand that when I open My Account, my cash balances are held in a custodial account with an FDIC member bank for the benefit of Redbridge Finance customers (the "FBO Account"). I understand that when I submit an Order, I am instructing you to transfer the amount required for My Order from the FBO Account to My Brokerage Account consistent with the terms of Section 6. I understand that the terms and conditions of the Program are subject to change in Redbridge Finance's sole discretion. I further understand that the specific interest rate I may earn in connection with the Program may change from time to time pursuant to separate written notice from Redbridge Finance (a "Program Notice") and may vary between customers. The terms of a particular Program Notice will become effective thirty (30) days after delivery, unless otherwise indicated in the Program Notice. I understand that I will not earn interest in connection with the Program unless disclosed to me in a Program Notice. I understand that when I submit an Order, the funds transferred to My Brokerage Account will not be included in the Program and will not be covered by FDIC insurance and will no longer earn interest (if applicable) under the Program.

8. No Tax Advice. I understand that Redbridge Finance does not provide tax or legal advice.

9. Discontinuation of Service. I understand that You may discontinue My Account and any services related to My Account immediately by providing written notice to Me. I fully understand that in the event that Redbridge Finance discontinues My Account or access to My Account that I may no longer be able to transact out of My Brokerage Accounts.

10. Telephone Conversations and Electronic Communications. I understand and agree that You may record and monitor any telephone or electronic communications with Me. Unless otherwise agreed in writing in advance, You do not consent to the recording of telephone conversations by any third party or Me. I acknowledge and understand that not all telephone or electronic communications are recorded by You, and You do not guarantee that recordings of any particular telephone or electronic communications will be retained or capable of being retrieved.

11. Oral Authorization. I agree that You shall be entitled to act upon any oral instructions given by Me so long as You reasonably believe such instruction was actually given by Me or My authorized agent.

12. Limitation of Liability; Indemnification.

(A) I UNDERSTAND AND AGREE THAT YOU, YOUR AFFILIATES, YOUR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYEES, AND THIRD PARTY SERVICE PROVIDERS WILL NOT BE LIABLE TO ME OR TO THIRD PARTIES UNDER ANY CIRCUMSTANCES, OR HAVE ANY RESPONSIBILITY WHATSOEVER, FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS, AND DAMAGES) THAT I MAY INCUR IN CONNECTION WITH MY USE OF THE SERVICES PROVIDED BY YOU UNDER THIS AGREEMENT, INCLUDING MY USE OF THE PLATFORM, AND MY USE OF ANY SERVICES OF ANY KIND MADE AVAILABLE THROUGH THE PLATFORM BY ANY THIRD PARTY (THE "SERVICES"). YOU, YOUR AFFILIATES, AND YOUR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYEES SHALL NOT BE LIABLE BY REASON OF DELAYS OR INTERRUPTIONS OF THE SERVICES OR TRANSMISSIONS, OR FAILURES OF PERFORMANCE OF YOUR SYSTEMS, REGARDLESS OF CAUSE, INCLUDING THOSE CAUSED BY GOVERNMENTAL OR REGULATORY ACTION, THE ACTION OF ANY EXCHANGE OR OTHER SELF REGULATORY ORGANIZATION, OR THOSE CAUSED BY SOFTWARE OR HARDWARE MALFUNCTIONS.

(B) Except as otherwise provided by law, You, or any of Your affiliates or respective partners, officers, directors, employees or agents (collectively, "Indemnified Parties") shall not be liable for any expenses, losses, costs, damages, liabilities, demands, debts, obligations, penalties, charges, claims, causes of action, penalties, fines and taxes of any kind or nature (including legal expenses and attorneys' fees) (whether known or unknown, absolute or contingent, liquidated or unliquidated, direct or indirect, due or to become due, accrued or not accrued, asserted or unasserted, related or not related to a third party claim, or otherwise) (collectively, "Losses") are determined by a court of competent jurisdiction or an arbitration panel in a final non-appealable judgment or order to have resulted solely from Your, or any of Your affiliates' gross negligence or intentional misconduct. In addition, I agree that the Indemnified Parties shall have no liability for, and I agree to indemnify, defend and hold harmless the Indemnified Parties from all Losses that result from: (i) any noncompliance by Me with any of the terms and conditions of this Agreement; (ii) any third-party actions related to My use of the Platform; (iii) My or My agent's misrepresentation or alleged misrepresentation, or act or omission; (iv) Indemnified Parties following My or My agent's directions or instructions, or failing to follow My or My agent's unlawful or unreasonable directions or instructions; (v) any activities or services of the Indemnified Parties in connection with My Account (including any technology services, reporting, trading, research or capital introduction services, settlement or processing of any transfer of funds to or from My Account(s) herein); or (vi) the failure by any person not controlled by the Indemnified Parties and their affiliates to perform any obligations to Me. Further, if I authorize or allow third parties to gain access to Your services, including My Accounts, I will indemnify, defend, and hold harmless You, Your affiliates, and Your and Your affiliates' respective officers and employees against any Losses arising out of claims or suits by such third parties based upon or relating to such access and use. Redbridge Finance does not warrant against loss of use or any direct, indirect or consequential damages or Losses to Me caused by My assent, expressed or implied, to a third party accessing My Account or information, including access provided through any other third-party systems or sites.

(C) I consent to the use of automated systems or service bureaus by You and Your affiliates in conjunction with My Account, including record keeping, reporting and account reconciliation and risk management systems (collectively "Automated Systems"). I understand that the use of Automated Systems entails risks, such as interruption or delays of service, errors or omissions in the information provided, system failure and errors in the design or functioning of such Automated Systems (collectively, a "System Failure") that could cause substantial damage, expense, or liability to Me. I understand and agree that Indemnified Parties will have no liability whatsoever for any of My Losses arising out of or relating to a System Failure. I also agree that Indemnified Parties will have no responsibility or liability to Me in connection with the performance or non- performance by any third party or any of their respective agents or affiliate. I agree that Indemnified Parties will have no liability, to Me or to third parties, or responsibility whatsoever for: (i) any Losses resulting from a cause over which Indemnified Parties do not have direct control; and (ii) any special, indirect, incidental, consequential, punitive or exemplary damages (including lost profits, trading losses and damages) that I may incur in connection with My use of the Platform, and other services provided by Indemnified Parties under this Agreement. Further, if I authorize or allow third parties to gain access to Your services, including My Accounts, I will indemnify, defend, and hold harmless You, Your affiliates, and Your and Your affiliates' respective officers and employees against any Losses arising out of claims or suits by such third parties based upon or relating to such access and use.

13. Effect of Attachment or Sequestration of Accounts. You shall not be liable for refusing to obey any instruction given by or for Me with respect to any of My Accounts that has or have been subject to an attachment or sequestration in any legal proceeding against Me, and You shall be under no obligation to contest the validity of any such attachment or sequestration.

14. Event of Default. It is agreed that in the event of My death, or the death of one of the joint Account holders, as applicable, the representative of My estate or the survivor or survivors, as applicable, shall immediately give You written notice thereof, and You may, before or after receiving such notice, take such proceedings, require such papers and inheritance or estate tax waivers, retain such portion of, or restrict activity in the Account as You may deem advisable to protect You against any tax, liability, penalty or loss under any present or future laws or otherwise. Notwithstanding the above, in the event of My death or the death of one of the joint Account holders, all open directions or instructions shall be canceled, but You shall not be responsible for any action taken on such instructions or directions prior to the actual receipt of notice of death. Further, You may in Your discretion close out any or all of the Accounts without awaiting the appointment of a personal representative for My estate and without demand upon or notice to any such personal representative. The estate of the Account holder or any of the Account holders, in case of a joint Account, who has died shall be liable and, in case of joint Accounts, each survivor shall continue to be liable, jointly and severally, to You for any net debit balance or loss in said account in any way resulting from the completion of instructions or directions initiated prior to the receipt by You of the written notice of the death of the decedent or incurred in the liquidation of the Account or the adjustment of the interests of the respective parties, and for all other obligations pursuant to this Agreement. Such notice shall not affect Your rights under this Agreement to take any action that You could have taken if I had not died.

15. Unclaimed Property. If there are funds in My Account, and You are unable to contact Me at the address shown in Redbridge Finance's records and has no record of My use of My Account for an extended period (as defined by applicable law of the state of My residence), Redbridge Finance may be required to report and deliver these funds to the applicable governmental authority as unclaimed property. Redbridge Finance reserves the right to deduct a dormancy fee or other administrative charges from such unclaimed funds, as permitted by applicable law.

16. Fees and Charges. I understand that Redbridge Finance may charge fees for executing Deposits and Withdrawals, Orders and for other services provided under this Agreement. I agree to pay all applicable federal, state, local, and foreign taxes. I authorize You to automatically debit My Account for any such charges, fees, and taxes. Fee rates are available at FEE SCHEDULE I agree to pay any such fees at the then-prevailing rate. I acknowledge that the prevailing rate of fees may change, and that change may occur without notice, unless required by applicable law. I agree to be bound by such changes. I understand that Redbridge Securities, or the Clearing Firms may charge Me fees separate and apart from the fees provided for under this Agreement, pursuant to the applicable agreement I enter into with Redbridge Securities or the Clearing Firms (respectively).

17. Electronic Delivery of Account Information. All communications, notices, legal disclosures, and other materials related to My Account or this Agreement, including account statements, notices, disclosures, regulatory communications and other information, documents, data and records regarding My Account (the "Communications"), or an alert that any such Communication has been posted to the secure section of the Platform, and is available for viewing, may be sent to Me at the mailing address for My Account or the e-mail address that I have given to You in My account application (to either e-mail address in the case of joint accounts where each account holder has given an e-mail address; notice to both e-mail addresses is not required) or at such other address as I may hereafter give You in writing or by e-mail at least ten (10) calendar days prior to delivery, and all communications so sent, whether in writing or otherwise, shall be deemed given to Me personally, whether actually received or not. I will read and understand the Communications provided to me and in the event I do not will contact the provider of the Communication be it You, your affiliate, or a third party.

18. Arbitration. THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION. BY ENTERING INTO THIS AGREEMENT, THE PARTIES AGREE AS FOLLOWS:

ALL PARTIES TO THIS AGREEMENT ARE GIVING UP THE RIGHT TO SUE EACH OTHER IN COURT, INCLUDING THE RIGHT TO A TRIAL BY JURY EXCEPT AS PROVIDED BY THE RULES OF THE ARBITRATION FORUM IN WHICH A CLAIM IS FILED;

ARBITRATION AWARDS ARE GENERALLY FINAL AND BINDING; A PARTY'S ABILITY TO HAVE A COURT REVERSE OR MODIFY AN ARBITRATION AWARD IS VERY LIMITED;

THE ABILITY OF THE PARTIES TO OBTAIN DOCUMENTS, WITNESS STATEMENTS AND OTHER DISCOVERY IS GENERALLY MORE LIMITED IN ARBITRATION THAN IN COURT PROCEEDINGS;

THE RULES OF SOME ARBITRATION FORUMS MAY IMPOSE TIME LIMITS FOR BRINGING A CLAIM IN ARBITRATION; AND

THE RULES OF THE ARBITRATION FORUM IN WHICH THE CLAIM IS FILED, AND ANY AMENDMENTS THERETO, SHALL BE INCORPORATED INTO THIS AGREEMENT.

THIS ARBITRATION PROVISION SHOULD BE READ IN CONJUNCTION WITH THE DISCLOSURES IN THIS AGREEMENT. ANY AND ALL CONTROVERSIES, DISPUTES OR CLAIMS BETWEEN REDBRIDGE FINANCE AND CUSTOMER OR THEIR REPRESENTATIVES, EMPLOYEES, DIRECTORS, OFFICERS, OR CONTROL PERSONS, ARISING OUT OF, IN CONNECTION WITH, FROM, OR WITH RESPECT TO (a) ANY PROVISIONS OF OR THE VALIDITY OF THIS AGREEMENT OR OTHER AGREEMENTS RELATING TO YOUR ACCOUNT, (b) THE RELATIONSHIP OF THE PARTIES HERETO, OR (c) ANY CONTROVERSY ARISING OUT OF REDBRIDGE FINANCE'S BUSINESS OR ANY ACCOUNT (COLLECTIVELY, "CLAIMS"), SHALL BE CONDUCTED SOLELY BY ARBITRATION PURSUANT TO THE RULES THEN IN EFFECT OF THE AMERICAN ARBITRATION ASSOCIATION. ARBITRATION MUST BE COMMENCED BY SERVICE OF A WRITTEN DEMAND FOR ARBITRATION OR A WRITTEN NOTICE OF INTENTION TO ARBITRATE UPON THE OTHER PARTY. THE DECISION AND AWARD OF THE ARBITRATOR(S) SHALL BE CONCLUSIVE AND BINDING UPON ALL PARTIES, AND ANY JUDGMENT UPON OR ANY AWARD RENDERED MAY BE ENTERED IN A COURT HAVING JURISDICTION THEREOF, AND NEITHER PARTY SHALL OPPOSE SUCH ENTRY. ANY SUCH ARBITRATION SHALL BE HELD IN THE CITY AND STATE WHERE REDBRIDGE FINANCE'S PRINCIPAL OFFICE IS LOCATED AT THE TIME SUCH ARBITRATION IS COMMENCED. THE PARTIES AGREE THAT THERE SHALL BE NO RIGHT OR AUTHORITY FOR ANY CLAIMS TO BE ARBITRATED ON A CLASS ACTION BASIS, AND THE CLIENT EXPRESSLY WAIVES ANY RIGHT TO BRING A CLASS ACTION LAWSUIT OR ARBITRATION AGAINST REDBRIDGE FINANCE OR ITS REPRESENTATIVES, EMPLOYEES, DIRECTORS, OFFICERS, OR CONTROL PERSONS WITH RESPECT TO ANY CLAIMS.

Notwithstanding the foregoing or anything to the contrary in this Agreement, in no way shall this Agreement constitute a waiver or limitation of rights that I may have under federal or state law to pursue a remedy by other means if and to the extent such laws guaranty such right to Me and do not permit the waiver thereof.

19. Electronic Signatures; Modifications to the Agreement. I agree to transact business with You electronically. By electronically signing an application for an Account, I acknowledge and agree that such electronic signature is valid evidence of My consent to be legally bound by this Agreement and such subsequent terms as may govern the use of Your services. The use of an electronic version of any document fully satisfies any requirement that the document be provided to Me in writing. I accept notice by electronic means as reasonable and proper notice, for the purpose of any and all laws, rules and regulations. I acknowledge and agree that Redbridge Finance may modify this Agreement from time to time and I agree to consult the Platform from time to time for the most up-to-date Agreement. The electronically stored copy of this Agreement is considered to be the true, complete, valid, authentic and enforceable record of the Agreement, admissible in judicial or administrative proceedings to the same extent as if the documents and records were originally generated and maintained in printed form. I agree to not contest the admissibility or enforceability of Redbridge Finance's electronically stored copy of the Agreement.

20. Consent to Electronic Delivery of Documents.

(A) Consent. By agreeing to electronic delivery, I am giving My informed consent to electronic delivery of all Account Documents, as defined below, other than those I have specifically requested to be delivered in paper form. "Account Documents" include notices, disclosures, current and future account statements, regulatory communications, tax-related documents, and any other information, documents, data, and records regarding My Account, this Agreement (including amendments to this Agreement), and the services delivered or provided to Me by Redbridge Finance. I agree that I can access, view, download, save, and print any Account Documents I receive via electronic delivery for My records.

(B) Electronic Delivery System. I acknowledge that Your primary methods of communication with Me include (A) posting information on the Platform, (B) providing information via the Platform, (C) sending email(s) to My email address of record, and, to the extent required by law, (D) providing Me with notice(s) that will direct Me to the Platform where I can read and print such information. Unless otherwise required by law, You reserve the right to post Account Documents on the Platform without providing notice to Me. Further, You reserve the right to send Account Documents to My postal or email address of record, or via the Platform. I agree that all Account Documents provided to Me in any of the foregoing manner is considered delivered to Me personally when sent or posted by Redbridge Securities, whether I receive it or not. Further, I agree that all such Account Documentation will be deemed correct unless I provide notice to you of any error in the Account Documentation in accordance with the terms set forth herein. All e-mail notifications regarding Account Documents will be sent to My e-mail address of record. I agree to maintain the e-mail address that I have provided You until I provide You with a new one. I understand that e-mail messages may fail to transmit promptly or properly, including being delivered to SPAM folders. I further understand that it is My sole responsibility to ensure that any emails from You or Your Affiliates are not marked as SPAM. Regardless of whether or not I receive an e-mail notification, I agree to check the Platform regularly to avoid missing any information, including time- sensitive or otherwise important communication. If I authorize someone else to access the e-mail account I have provided You, I agree to tell them to share the Account Documents with Me promptly, and I accept the risk that they will see My sensitive information. I understand that if I use a work e-mail address or computing or communications device, My employer or other employees may have access to the Account Documents. Additionally, I acknowledge that the Internet is not a secure network and agree that I will not send any confidential information, including Account numbers or passwords, in any unencrypted e-mails. I also understand that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties and agree to hold You, Your Affiliates, and Your and Your Affiliates' respective officers and employees harmless for any such access regardless of the cause. I agree to promptly and carefully review all Account Documents when they are delivered and notify Redbridge Finance in writing within five (5) calendar days of delivery if I object to the information provided (or other such time specified herein). If I fail to object in writing within such time, Redbridge Finance is entitled to treat such information as accurate and conclusive. I will contact You to report any problems with accessing the Account Documents or any other issue I may encounter.

(C) Costs. Potential costs associated with electronic delivery of Account Documents may include charges from Internet access providers and telephone companies, and I agree to bear these costs. Redbridge Finance will not charge Me additional online access fees for receiving electronic delivery of Account Documents

(D) Archival. Upon My request, I may obtain copies of up to six (6) prior years of My Account statements, and three (3) prior years of my trade confirmations.

(E) Revocation of Consent. Subject to the terms of this Agreement, I may revoke or restrict My consent to electronic delivery of Account Documents at any time by notifying Redbridge Finance in writing of My intention to do so. I also understand that I have the right to request paper delivery of any Account Document that the law requires Redbridge Finance to provide Me in paper form. Redbridge Finance will not treat My request for paper copies as a withdrawal of My consent to electronic delivery of Account Documents. I understand that if I revoke or restrict My consent to electronic delivery of Account documents. I understand that if I revoke or restrict My consent to electronic delivery of Account Documents or request paper delivery of same, Redbridge Securities, in its sole discretion, may charge Me a reasonable service fee for the delivery of any Account Document that would otherwise be delivered to Me electronically, restrict or close My account, or terminate My access to Redbridge Finance's services. I understand that neither My revocation or restriction of consent, My request for paper delivery, nor Redbridge Finance's delivery of paper copies of Account Documents will affect the legal effectiveness or validity of any electronic communication provided while My consent was in effect.

(F) Duration of Consent. My consent to receive electronic delivery of Account Documents will be effective immediately and will remain in effect unless and until either I or Redbridge Finance revokes it. I understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and that I may receive electronic notifications until such consent is processed.

(G) Hardware and Software Requirements. I understand that in order to receive electronic deliveries, I must have access to a computer or mobile device with Internet access, a valid e-mail address, and the ability to download such applications as Redbridge Finance may specify and to which I have access. I also understand that if I wish to download, print, or save any information I wish to retain, I must have access to a printer or other device in order to do so.

(H) Consent and Representations. I hereby agree that I have carefully read the above information regarding informed consent to electronic delivery and fully understand the implications thereof. Additionally, I hereby agree to all conditions outlined above with respect to electronic delivery of any Account Document. I will maintain a valid e-mail address and continue to have access to the Internet. If My e-mail address changes, I agree to immediately notify Redbridge Finance of My new e-mail address in writing.

21. Force Majeure. Redbridge Finance may, in its reasonable opinion, determine that a Force Majeure Event exists. A "Force Majeure Event" for the purposes of this Agreement will include, but is not limited to, the following: (a) any act, event or occurrence (including, without limitation, any act of God, strike, riot or civil unrest, extreme market volatility, epidemic, pandemic, act of terrorism, war (declared or undeclared), fire, industrial action, acts and regulations of any governmental or supra national bodies or authorities) that, in Redbridge Finance's opinion, prevents it from maintaining My Account; (b) any breakdown or failure of transmission, communication or computer facilities, interruption of power supply, or electronic or communications equipment failure; or (c) the failure of any relevant supplier, service provider, financial institution, agent or principal of ours, dealer, exchange, clearing house or regulatory or self-regulatory organization, for any reason, to perform its obligations. If Redbridge Finance determines that a Force Majeure Event exists, Redbridge Finance may, without notice to Me, and at any time, acting reasonably, take one or more of the following steps: (i) cease processing any instruction or direction related to a Deposit, Withdrawal, Order or Deposit Account Transfer; or (ii) suspend or modify the application of all or part of this Agreement to the extent that the Force Majeure Event makes it impossible or impracticable for Redbridge Finance to comply thereto. I agree that Redbridge Finance and its affiliates will not be liable in any way to Me or to any other person in the event of a Force Majeure Event, nor for Redbridge Finance's actions pursuant to this Section if Redbridge Finance decides to take such action. The parties shall be released of all responsibilities for partial or full non-fulfilment, as well as for improper fulfilment of the obligations under this Agreement, if such non-fulfilment or improper fulfilment was a result of a Force Majeure Event.

22. Miscellaneous Provisions.

(A) Applicable Law. This Agreement and all activity effectuated in My Account shall be governed by the laws of the State of New York (regardless of the choice of law rules thereof).

(B) Interpretation. The heading of each provision hereof is for descriptive purposes only and shall not be (1) deemed to modify or qualify any of the rights or obligations set forth herein or (2) used to construe or interpret any of the provisions hereunder. When a reference is made in this Agreement to a Section, such reference shall be to a Section of this Agreement unless otherwise indicated. Whenever the words "include," "includes" or "including" are used in this Agreement, they shall be deemed to be followed by the words "without limitation." The word "or," when used in this Agreement, has the inclusive meaning represented by the phrase "and/or." Unless the context of this Agreement otherwise requires: (i) words using the singular or plural number also include the plural or singular number, respectively; and (ii) the terms "hereof," "herein," "hereunder" and derivative or similar words refer to this entire Agreement. References to any law shall be deemed to refer to such law as amended from time to time and to any rules or regulations promulgated thereunder. All personal pronouns used in the Agreement, whether used in the masculine, feminine or neuter gender, shall include all other genders, if and where applicable.

(C) Binding effect; Assignment. This Agreement shall bind My heirs, assigns, executors, successors, conservators and administrators. I may not assign this Agreement or any rights or obligations under this Agreement without first obtaining Your prior written consent. You may assign, sell, or transfer My Account and this Agreement, or any portion thereof, at any time, without My prior consent.

(D) Privacy Policy. I authorize You to share information about Me and my Account(s) with the Clearing Firms, or any of Your affiliates, agents, Third-Party Service Providers, or other third parties. The Redbridge privacy notice is available to Me by accessing PRIVACY POLICY.

(E) Severability. If any provisions or conditions of this Agreement, or any application thereof to any person, entity, or circumstance, are or become to any extent inconsistent with any present or future law, rule, or regulation of any applicable government, regulatory or self-regulatory agency or body, or are deemed to any extent invalid or unenforceable by any court of competent jurisdiction, such provisions shall be deemed rescinded or modified, to the extent permitted by applicable law, to make this Agreement in compliance with such law, rule, or regulation, or to be valid and enforceable, but in all other respects, this Agreement shall continue in full force and effect and be valid and enforceable to the fullest extent permitted by law.

(F) Platform Postings. I agree and understand that Redbridge Finance may post other specific agreements, disclosures, policies, procedures, terms, and conditions that apply to My use of the Platform or My Account on the Platform ("Platform Postings"). I understand that it is My continuing obligation to understand the terms of the Platform Postings, and I agree to be bound by the Platform Postings as are in effect at the time of My use.

(G) Entirety of Agreement. This Agreement, any attachments hereto, other agreements and policies referred to in this Agreement (including the Platform Postings), and the terms and conditions contained in My Account statements and confirmations, contain the entire agreement between Redbridge Finance and Me and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between Redbridge Finance and Me, provided, however, that any and all other agreements between Redbridge Finance and Me, not inconsistent with this Agreement, will remain in full force and effect.

(H) Amendment. You may at any time amend this Agreement without prior notice to Me. The current version of the Agreement will be posted on the Platform and My continued Account activity after such amendment constitutes My agreement to be bound by all then-in-effect amendments to the Agreement, regardless of whether I have actually reviewed them. Continued use of the Platform or any other Redbridge Finance services after such posting will constitute My acknowledgment and acceptance of such amendment. I agree to regularly consult the Platform for up-to-date information about Redbridge Finance services and any modifications to this Agreement. You are not bound by any verbal statements that seek to amend the Agreement.

(I) Termination. You may terminate this Agreement, or close, deactivate, or block access to My Account at any time in Your sole discretion. I will remain liable to You for all obligations incurred in My Account, pursuant to this Agreement, or otherwise, whether arising before or after termination. I may terminate this Agreement after paying any obligations owed upon written notice. This Agreement survives termination of My Account.

(J) No Waiver; Cumulative Nature of Rights and Remedies. I understand that Your failure to insist at any time upon strict compliance with any term contained in this Agreement, any delay or failure on Your part to exercise any power or right given to You in this Agreement, a continued course of such conduct on Your part, or any course of dealing with respect to any right, power, or privilege under this Agreement shall at no time operate as a waiver of such power or right, nor shall any single or partial exercise preclude any other further exercise or the exercise of any other right, power, or privilege under this Agreement. All rights and remedies given to You in this Agreement are cumulative and not exclusive of any other rights or remedies to which You are entitled.

(K) Customers. I understand that the Platform and the associated services provided by Redbridge Finance are intended solely for residents of jurisdictions where the opening of and maintenance of the Account is legal. The Platform shall not be considered a solicitation to any person in any jurisdiction where such solicitation would be illegal.

(L) Language. This Agreement is being executed in English. A Chinese version that may be available is merely for reference. IN CASE OF ANY INCONSISTENCE BETWEEN ENGLISH AND CHINESE VERSIONS, ENGLISH VERSION SHALL PREVAIL FOR ALL PURPOSES.

ACCEPTED AND AGREED: I acknowledge that I have read the preceding terms and conditions of this Agreement, that I understand them and that I hereby manifest My assent to, and My agreement to comply with, those terms and conditions by clicking "Submit Application." I also understand that by clicking "I Accept" I have acknowledged that this Agreement contains an arbitration clause.